Kat Bonelli
$309,000$329,5004 bd2 ba1,710 sqft$181 /sqft$2,188 /mo all-in ↓

4720 SE 89TH PLACE ROAD, OCALA, FL, 34480

Active183 days on marketListed Feb 2, 2026MLS #OM717906

Reduced $21KSingle Family ResidenceSUMMERCREST

About this home

4720 SE 89TH PLACE ROAD

WHY WAIT TO BUILD? Seller has already added everything you need. This like-new 4-bedroom Highland Homes Parker model is located in the desirable Summercrest subdivision, in Southeast Marion County and situated on a spacious lot with irrigation and vinyl-fenced lot. This 4-bedroom, 2 bath, 2 car garage home built in 2023 has barley been lived in, and offers a bright, open floor plan with cathedral ceilings & laminate flooring throughout the main living areas. The kitchen features a large breakfast bar, stainless steel appliances, new refrigerator, new kitchen sink, large walk-in pantry, and a reverse osmosis water system—perfect for everyday living and entertaining. The open layout flows seamlessly into the living and dining areas and extends into a glass-enclosed sunroom, ideal for relaxing year-round. The spacious primary suite includes a walk-in closet with extra shelving and a spa-like ensuite with dual sink vanity, deep soaking tub with handheld shower head, and a walk-in tile shower with glass door and handicap toilet and grab bars. All bedrooms are equipped with ceiling fans, and upgraded light fixtures are featured throughout the home. Additional upgrades include an inside laundry room with cabinets, extra shelving, and new Samsung washer and dryer, plus an insulated garage door, utility sink, added garage cabinets, and extra lighting. The attic offers plywood flooring, added insulation, and attic stairs for extra storage. 3 attached TV sets stay. This meticulously maintained, move-in-ready home combines modern upgrades, functional storage, and a prime location minutes from Belleview, Ocala and the villages—don’t miss your opportunity to make it yours!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,710

Sqft

0.25 ac

Lot size

2

Garage

2023

Year built

One

Levels

$181

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$29/mo
Taxes (2025)$514/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Other · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$43
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,188/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$43
HOA / condo fee$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$268KedgeAI estimate $290,844 · range $280K$312K$325K

vs edgeAI estimate

+6.2%

$/sqft vs SUMMERCREST

$181 vs $174

Days on market

183 vs 49 typical

Where $181/sqft sits among the 15 homes for sale in SUMMERCREST

1
4
3
1 · this home
4
2
$147–156$156–166$166–175$175–185$185–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4720 SE 89TH PLACE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

9 of 15

SUMMERCREST have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,000 $21K
Feb 2, 2026Listed at $329,500 · 183 days on market since
2023Built · SUMMERCREST

Reality check

What actually sold near 4720 SE 89TH PLACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4835 SE 91ST LANESold · Aug ’25

$306,000

4835 SE 91ST LANE · same community

4 bd · 2 ba · 1,710 sqft · $179/sqft · 27 DOM

8905 SE 51ST AVENUESold · Nov ’25

$290,000

8905 SE 51ST AVENUE · same community

4 bd · 2 ba · 1,725 sqft · $168/sqft · 83 DOM

5434 SE 91ST STREETSold · Feb ’26

$305,000

5434 SE 91ST STREET · same community

3 bd · 2 ba · 1,670 sqft · $183/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4720 SE 89TH PLACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4720 SE 89TH PLACE ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4720 SE 89TH PLACE ROAD FAQs

What would the monthly payment be for 4720 SE 89TH PLACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,188/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4720 SE 89TH PLACE ROAD?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4720 SE 89TH PLACE ROAD?+

The most recent tax bill on record (2025) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4720 SE 89TH PLACE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $309,000, this home is listed about 3% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4720 SE 89TH PLACE ROAD?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLSTARS REALTY · Peggy Pittas. MLS #OM717906.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4720 SE 89TH PLACE ROAD, OCALA, FL — 4 Bed, 2 Bath — $309,000 | CENTURY 21 Edge