515 MIDWAY DRIVE UNIT A, OCALA, FL, 34472
Active180 days on marketListed Jan 24, 2026MLS #OM717347
About this home
515 MIDWAY DRIVE UNIT A
EXQUISITE Lakefront 55+ Residence | 2 Bed | 2 Bath | Private Oasis Experience refined lakefront living in this one-of-a-kind, fully renovated 2-bedroom, 2-bath residence overlooking the sparkling waters of Lake Sparkle. From the moment you enter, this home delivers a sense of serenity, elegance, and effortless comfort. The thoughtfully designed open-concept living space is framed by expansive windows that capture uninterrupted lake views, flooding the home with natural light. The chef-inspired kitchen features granite countertops, custom cabinetry with pantry storage, stainless steel appliances, a classic subway tile backsplash, and a new Kohler faucet—perfect for both entertaining and everyday luxury. Retreat to the spacious enclosed lanai, an inviting extension of the living area with newer windows and a freshly painted custom back porch. Overlooking the lake and the community pool, this tranquil setting creates a true resort-style sanctuary. Every detail has been curated with quality and style in mind, including: New waterproof luxury flooring throughout Designer recessed lighting, ceiling fans, and upgraded electrical Fresh interior paint and new interior doors Two completely remodeled spa-like bathrooms with granite finishes New washer and dryer with custom built-in cabinetry New refrigerator and microwave Roof replaced in 2022 and newer hot water heater Residents enjoy complimentary access to the Silver Springs Community Center (nominal $5 badge), offering three pools, jacuzzi, pickleball courts, fitness center, and lake amenities. Golf lovers will appreciate the Country Club at Silver Springs Shores, located just one mile away. Ideally positioned near shopping, dining, medical facilities, and nature attractions, including Silver Springs State Park (8 miles) and the World Equestrian Center (19 miles). Cash purchase only.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,138
Sqft
0.01 ac
Lot size
1972
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.9%
$/sqft vs LIVE OAK VILLAGE CONDO
$158 vs $104
Days on market
180 vs 43 typical
Where $158/sqft sits among the 6 homes for sale in LIVE OAK VILLAGE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 6
LIVE OAK VILLAGE CONDO have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 515 MIDWAY DRIVE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$121,500
481 MIDWAY DRIVE UNIT B · same community
2 bd · 2 ba · 1,138 sqft · $107/sqft · 49 DOM
Sold · Feb ’26$104,000
578 MIDWAY DRIVE UNIT B · same community
2 bd · 2 ba · 1,138 sqft · $91/sqft · 203 DOM
Sold · Jul ’26$130,000
602 MIDWAY DRIVE UNIT A · same community
2 bd · 2 ba · 1,138 sqft · $114/sqft · 285 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 515 MIDWAY DRIVE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 515 MIDWAY DRIVE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
515 MIDWAY DRIVE UNIT A FAQs
What would the monthly payment be for 515 MIDWAY DRIVE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,777/mo — principal and interest, the actual property-tax bill, the $338/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 515 MIDWAY DRIVE UNIT A?+
The association fee works out to $338 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 515 MIDWAY DRIVE UNIT A?+
The most recent tax bill on record (2025) was $1,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 515 MIDWAY DRIVE UNIT A?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $180,000, this home is listed about 40% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 515 MIDWAY DRIVE UNIT A?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34472 market on paper
$180,000 is 14% below the OCALA 34472 median of $209,900, and at $158/sqft it sits under the Ocala average of $204.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
180 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Marie Evans. MLS #OM717347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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