Kat Bonelli
$140,000$150,000$1,098 /mo all-in ↓

N/A, NAPLES, FL, 34120

Active177 days on marketListed Jan 23, 2026MLS #OM716996

Priced 40% below the NAPLES 34120 medianReduced $10KACREAGE HEADER

About this home

N/A

This 4.77-acre parcel, identified as Parcel ID 00112720003, is located in Collier County, Florida, between the communities of Naples and Ave Maria along the Immokalee Road corridor. The property is situated at the end of a dirt road easement, providing a location removed from paved road traffic while still offering regional access. The property is undeveloped and consists of natural land cover typical of inland Collier County. The terrain appears generally flat and consistent with the surrounding area. Native vegetation is present and supports wildlife habitat. Wildlife has been observed moving through the property, indicating its role within a broader natural corridor. Access is provided by a dirt road easement. Buyers should independently verify easement terms, maintenance responsibilities, and access conditions. The end-of-road setting may be suitable for those seeking a property with limited through traffic. The property is located approximately 20 miles east of Naples and approximately 10 miles west of Ave Maria. Immokalee is located roughly 14 miles to the northeast. These nearby communities offer access to employment, retail services, medical facilities, and educational opportunities. Distances are approximate and should be verified by the buyer.No utilities are currently known to be installed on the property. Buyers should confirm the availability and cost of electric service, water options, septic feasibility, and any additional infrastructure needs with Collier County and applicable utility providers. Zoning, land use designations, environmental considerations, and permitting requirements should be reviewed during due diligence to determine allowable uses. This tract may be suitable for recreational use, land holding, or future improvement, subject to county regulations and environmental requirements. No guarantees are made regarding development potential, buildability, or investment outcomes. The property is offered in its current condition. This parcel may appeal to buyers seeking acreage in Collier County with proximity to Immokalee Road and access to both coastal and inland communities. All property information is deemed reliable but not guaranteed and should be independently verified.

Facts & features

The home at a glance

4.77 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2024)$628/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,098 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2024 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,900
Interest rate6.00%
Loan term

Estimated payment

$1,098/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Naples

Map of N/A

Get to know Naples. See the full Naples guide →

NAPLES 34120 — neighborhood snapshot

Population

39,919

Median age

44.3

Median income

$90,695

Median home value

$456,300

Avg household

2.77

Households w/ children

3,737

For the school run

Collier County School District

ElementaryEstates Elementary School★★★★
HighPalmetto Ridge High School★★★★★
MiddleCorkscrew Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the NAPLES 34120 median. See the full Naples market guide →

Paper trail

This home's history

CurrentPrice reduced to $140,000 $10K
Jan 23, 2026Listed at $150,000 · 177 days on market since

Reality check

What actually sold near N/A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

XX ROMOR RANCHSold · Jun ’26

$1,600,000

XX ROMOR RANCH · same community

2 bd · 1 ba · 1,000 sqft · $1,600/sqft · 460 DOM

6785 YARBERRY LANESold · Nov ’25

$1,812,500

6785 YARBERRY LANE · same community

3 bd · 2 ba · 1,396 sqft · $1,298/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about N/A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for N/A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

N/A FAQs

What would the monthly payment be for N/A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on N/A?+

The most recent tax bill on record (2024) was $628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $140,000, this home is listed about 74% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to N/A?+

Estates Elementary School (elementary), Palmetto Ridge High School (high), Corkscrew Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NAPLES 34120 market on paper

$140,000 is 40% below the NAPLES 34120 median of $235,000.

02Time on market is leverage

177 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Estates Elementary School, Palmetto Ridge High School, Corkscrew Middle School — Estates Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $150,000, now $140,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Erik Flett. MLS #OM716996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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