1240 W DIAMOND SHORE LOOP, HERNANDO, FL, 34442
Active187 days on marketListed Jan 15, 2026MLS #OM716747
About this home
1240 W DIAMOND SHORE LOOP
* 2 Bedroom, 2 Bath, 2 car garage Terra Vista Furnished Rental Home * Separate Office with queen sofa bed * Reverse osmosis system in kitchen * Tile throughout living area * Nicely furnished * Beautiful Golf Course view * Screen enclosed back patio and porch * Perfectly landscaped * Gorgeous Newly remodeled kitchen! * Primary Bedroom has king sized bed and large walk in closet * Primary Bath has double sinks and large walk in shower * 2nd bedroom has Queen Bed * Guest Bath has Tub/Shower combo * Granite counter tops and wood cabinetry in Kitchen * Inside Laundry Room * Just bring your clothes and tooth brush! * Minimum of a 3 month lease. * Available 10/01/2026 to 12/31/2026 * Monthly rent includes electric, water, sewer, gas, garbage pick up, basic cable and internet, lawn maintenance and use of all of the Citrus Hills amenities, including pickle ball courts, swimming pool, gym, walking paths, tennis courts, etc.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,770
Sqft
0.2 ac
Lot size
1
Garage
2014
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hernando actives
$2 vs $197
Days on market
187 vs 37 typical
Where $2/sqft sits among the 100 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
53 of 100
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1240 W DIAMOND SHORE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
6480 NW 109TH PLACE · same community
3 bd · 2 ba · 1,706 sqft · $191/sqft · 78 DOM
Sold · May ’26$292,900
6508 NW 109TH PLACE · same community
3 bd · 2 ba · 1,694 sqft · $173/sqft · 101 DOM
Sold · Feb ’26$480,000
1952 N ESSEX AVENUE
3 bd · 2 ba · 1,771 sqft · $271/sqft · 269 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1240 W DIAMOND SHORE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1240 W DIAMOND SHORE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1240 W DIAMOND SHORE LOOP FAQs
What would the monthly payment be for 1240 W DIAMOND SHORE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1240 W DIAMOND SHORE LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $2,800, this home is listed about 99% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1240 W DIAMOND SHORE LOOP?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HERNANDO 34442 market on paper
$2,800 is 99% below the HERNANDO 34442 median of $277,000, and at $2/sqft it sits under the Hernando average of $207.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
187 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,900, now $2,800 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER INVESTORS REAL · Jen Tessmer. MLS #OM716747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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