4540 W SANDY HILL STREET, LECANTO, FL, 34461
Active281 days on marketListed Nov 3, 2025MLS #OM712833
About this home
4540 W SANDY HILL STREET
Private Ranch-Style Retreat on 2.5 Acres in Desirable Lecanto, Florida. Experience the perfect blend of comfort, privacy, and modern upgrades in this beautifully maintained 3-bedroom, 2-bath ranch-style home. Nestled on a quiet cul-de-sac with a newly paved road, this property offers peaceful country living just minutes from the Suncoast Parkway Gulf Coast and just 50 short minutes from Tampa. Interior Highlights Spacious split-bedroom floor plan with open-concept living and dining areas Vaulted ceilings and abundant natural light throughout. Custom kitchen featuring granite countertops, pull-out shelving, mosaic tile backsplash, and tile plank flooring Beverage or wine cooler and dedicated coffee station. Premium appliances including an ultra-quiet dishwasher and disposal. Laundry/mudroom washer and dryer hook up with built-in ironing board. Bedrooms include custom built-in closets, lighted ceiling fans, and updated six-panel woodgrain doors. Modern bathrooms, custom lighting, and a walk-in shower with built-in shower niche and floor-to-ceiling tile. Exterior & Structural Features 5-year-new 50 year high-definition shingled roof with premium vapor barrier, Jeld-Wen insulated Low-E windows. Freshly painted interior and elastomeric exterior finish for long-lasting durability. Screened lanai/Florida room with tongue-and-groove ceiling and wood-grain tile plank flooring. Outdoor Living & Amenities: Expansive workshop with built-in workspaces, shelving, 220 power for RV, half bath, large pantry/dry storage, and covered metal-roof work area. Charming “She Shed” with French doors, abundant windows, and pergola with swing over a paved patio. Mature landscaping with shade trees, irrigation system, and raised garden beds. Large covered raised entertainment pavilion with built-in seating, 5/4 wood decking, Outdoor kitchen, BBQ, Bar top area with granite countertop and storage. Well maintained Above-ground pool, Custom wrap-around deck leading to an authentic 8 x16 treehouse with deck overlook. Hot tub hookup Ready and outdoor shower. Ample parking for equipment, large rigs and RV space. Fully fenced and cross-fenced property with automatic security gate. Zoned for in-law suite or guest home. This turn-key property offers a rare combination of privacy, functionality, and resort-style outdoor living. Schedule a private tour today to experience this scenic Lecanto retreat in person.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,300
Sqft
2.5 ac
Lot size
1987
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,941 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,941/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lecanto actives
$331 vs $193
Days on market
281 vs 70 typical
Where $331/sqft sits among the 49 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $346K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
27 of 49
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4540 W SANDY HILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$685,000
4479 W SOUTHERN STREET · same community
3 bd · 3.5 ba · 2,907 sqft · $236/sqft · 29 DOM
Sold · Dec ’25$209,000
5658 W PINE CIRCLE
2 bd · 2 ba · 1,312 sqft · $159/sqft · 54 DOM
Sold · Mar ’26$279,900
774 S OAK CREST PATH
2 bd · 2 ba · 1,320 sqft · $212/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 W SANDY HILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 W SANDY HILL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4540 W SANDY HILL STREET FAQs
What would the monthly payment be for 4540 W SANDY HILL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,941/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4540 W SANDY HILL STREET?+
The most recent tax bill on record (2024) was $710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $429,980, this home is listed about 19% above the Lecanto median of $362,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4540 W SANDY HILL STREET?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,980 runs 19% above the LECANTO 34461 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
281 days on market against a Lecanto median of 70 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $439,900, now $429,980 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DELORES ARCURI REAL ESTATE · Delores Arcuri. MLS #OM712833.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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