4122 SW 54TH CIRCLE, OCALA, FL, 34474
Active266 days on marketListed Oct 30, 2025MLS #OM711516
About this home
4122 SW 54TH CIRCLE
Welcome to a thoughtfully designed end-unit townhouse in the gated Wynchase Townhomes community of Fore Ranch in Ocala. With a total of 3-bedrooms, 2.5-baths, and over 1,500 square feet of living space, this two-story home offers a smart blend of comfort, convenience, and community-focused living, making it a great fit for first-time buyers. Inside, the main level opens to a spacious great room with tile and laminate flooring. Sliding glass doors lead to the private back porch, a quiet place for morning coffee or an evening wind-down. The kitchen is well-equipped with all appliances, plenty of cabinet storage, and lots of counter space for prep work. The open layout allows for flexible dining space, perfect for casual meals or small gatherings. Also on this level: a convenient half-bath and laundry area with washer and dryer included. Upstairs, the primary bedroom offers a walk-in closet and a private en-suite bath with dual sinks and a nicely sized tub/shower combo. Two additional bedrooms provide flexibility for guests, work-from-home space, or hobbies, and share a full bath. The washer and dryer are in place upstairs, meaning you won’t have to carry clothing up and down stairs for every wash. While there’s no traditional backyard, the covered, screen-enclosed porch and greenbelt backdrop add peaceful outdoor charm with minimal upkeep. The Wynchase community is built around lifestyle, providing residents access to a clubhouse, fitness center, resort-style pool, tennis courts, dog park, and playground. Sidewalk-lined streets and landscaped common areas create a welcoming, walkable environment. The HOA fee covers grounds maintenance, pool upkeep, and security. Situated just minutes from I-75 and Highway 200, this home provides quick access to a variety of shopping, dining, healthcare, and major employers. Nearby schools, parks, and recreational options add to the appeal for those looking to stay connected without sacrificing neighborhood feel. If you’re searching for a move-in-ready townhome with thoughtful design, great community amenities, and a central location, this is a must-see. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,542
Sqft
0.05 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,978 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,978/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
Days on market
266 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4122 SW 54TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4122 SW 54TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4122 SW 54TH CIRCLE FAQs
What would the monthly payment be for 4122 SW 54TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,978/mo — principal and interest, the actual property-tax bill, the $275/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4122 SW 54TH CIRCLE?+
The association fee works out to $275 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4122 SW 54TH CIRCLE?+
The most recent tax bill on record (2025) was $3,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4122 SW 54TH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4122 SW 54TH CIRCLE?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34474 market on paper
$199,900 is 33% below the OCALA 34474 median of $299,850, and at $130/sqft it sits under the Ocala average of $204.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
266 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $239,000, now $199,900 — a $39K cut. The full history is in the market section below.
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Cynthia Mueller. MLS #OM711516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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