Kat Bonelli
$350,000$412,0004 bd3 ba2,580 sqft$136 /sqft$3,022 /mo all-in ↓

15304 SW 15TH TERRACE ROAD, OCALA, FL, 34473

Active517 days on marketListed Mar 7, 2025MLS #OM696710

Reduced $62KSingle Family ResidenceSUMMERGLEN

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About this home

15304 SW 15TH TERRACE ROAD

SUMMERGLEN GOLF COURSE COMMUNITY Lot 118. ALL NEW SS APPLIANCES that have never been used!! This absolutely gorgeous 2005 Jacaranda model is a 4 bedroom 3 complete baths with formal living room, den, and dining room. A CONVENIENT 2ND MASTER SUITE to give your guests the privacy they need. Walk into a bright open floor plan with plenty of room for entertaining. The home features hardwood floors in the main rooms of the home, 10' ceilings, and plantation shutters on all the front rooms. Kitchen features quartz counters, plenty of taller cabinet space, recessed lighting, pullout drawers in lower cabinets, pullout drawers in spacious pantry, and solar tube for natural lighting. This home also has a breakfast nook and Formal Dining area for entertaining diner guests. The master bath has a walk-in roman shower, private water closet, quartz counters, dual sinks with makeup counter, and huge walk-in closet. Lots of privacy from your guests with this split floor plan. Both guest baths are full baths with quartz counters and tub/shower combination. Head out to the huge open lanai area with extended (20'7" x 14'3") area under a large screened bird cage. The GARAGE is EXTENDED (24'4 x 20') to allow parking of larger vehicles. Easy to maintain yard with rock bed and minimal water usage for LOW water bill. This floor plan has a lot of nuances that you won't see in any other home. New Windows installed in 2015, roof replaced 2022, new exterior paint in 2025, Pelican water softener, added front screen porch, and new gutters. HOA fee includes mowing/edging of yard, garbage pickup including recycling, Spectrum Bronze Tier 1 TV and 1000 Gbps internet, as well as access to all amenities. Did I mention ALL of the community amenities? All this and more located in an active, gated community featuring club house with lounge area, restaurant and meeting rooms, tons of activities & 70 clubs plus bocce ball, pickleball, tennis courts, softball, heated pool & spa, RV parking, dog parks, and tons more! All of that along with a $30 food and beverage Credit to be used at the new Community Restaurant, "Tavern at the Glen".

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,580

Sqft

0.21 ac

Lot size

2

Garage

2005

Year built

One

Levels

$136

Per sqft

55+ community

Inside

FlooringCarpet · Engineered Hardwood · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$390/mo
Taxes (2024)$3,076/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,022 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$256
HOA fee — from the listing$390
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,022/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$256
HOA / condo fee$390
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $385,829 · range $361K$423K$440K

vs edgeAI estimate

−9.3%

$/sqft vs SUMMERGLEN

$136 vs $166

Days on market

517 vs 48 typical

Where $136/sqft sits among the 17 homes for sale in SUMMERGLEN

3 · this home
3
4
3
3
1
$130–143$143–155$155–168$168–180$180–192$192+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 15304 SW 15TH TERRACE ROAD

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

9 of 17

SUMMERGLEN have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $62K
Mar 7, 2025Listed at $412,000 · 517 days on market since
2005Built · SUMMERGLEN

Reality check

What actually sold near 15304 SW 15TH TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15771 SW 16TH TERRACESold · Jan ’26

$400,000

15771 SW 16TH TERRACE · same community

3 bd · 2 ba · 2,516 sqft · $159/sqft · 132 DOM

3664 FRENTRESS DRIVESold · Apr ’26

$755,000

3664 FRENTRESS DRIVE · same community

4 bd · 3 ba · 2,440 sqft · $309/sqft · 64 DOM

16276 SW 14TH COURTSold · Sep ’25

$375,000

16276 SW 14TH COURT · same community

3 bd · 2 ba · 2,436 sqft · $154/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15304 SW 15TH TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15304 SW 15TH TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

15304 SW 15TH TERRACE ROAD FAQs

What would the monthly payment be for 15304 SW 15TH TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,022/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15304 SW 15TH TERRACE ROAD?+

The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15304 SW 15TH TERRACE ROAD?+

The most recent tax bill on record (2024) was $3,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15304 SW 15TH TERRACE ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $350,000, this home is listed about 17% above the Ocala median of $298,990. The market section on this page shows how the area is trending.

Which schools are assigned to 15304 SW 15TH TERRACE ROAD?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$350,000 runs 41% above the OCALA 34473 median — but at 2,580 sqft it's also 50% larger than the typical Ocala listing.

02Time on market is leverage

517 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $412,000, now $350,000 — a $62K cut. The full history is in the market section below.

Listing courtesy of ROYAL OAK REALTY LLC · Jodi Niehans. MLS #OM696710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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