638 CASSIA DRIVE, DAVENPORT, FL, 33897
Active0 days on marketListed Aug 12, 2026MLS #O6432979
About this home
638 CASSIA DRIVE
Welcome to this spacious 5-bedroom, 3.5-bath pool home in the desirable Four Corners area of Davenport, offering a versatile floor plan ideal for a primary residence, vacation home, or investment property with both short-term and long-term rental opportunities permitted by the HOA. Step inside to an impressive living area with soaring ceilings and abundant natural light, complemented by a separate living space currently styled as an elegant formal dining room. Together with the kitchen and breakfast nook, the home provides multiple distinct spaces for entertaining, dining, and everyday living. A major highlight is the first-floor primary suite, featuring an extended bonus area perfect for a private office, children's den, sitting area, or additional flex space, along with convenient access toward the pool and outdoor living area. An additional bedroom on the first floor provides excellent flexibility for guests, extended family, or anyone looking to minimize stairs. Upstairs, a cozy loft-style hallway connects three additional bedrooms and a full bathroom, creating separation between the primary living areas and secondary bedrooms. Outside, enjoy your own private pool and spacious backyard setting with plenty of room for grilling, entertaining, and enjoying Florida's year-round outdoor lifestyle. The home's exterior has been freshly painted and the roof has been replaced, adding valuable updates for the next owner. Located just minutes from Posner Park, I-4, shopping, dining, entertainment, employment centers, and the continued growth throughout the Davenport and Four Corners corridor, this property combines space, flexibility, location, and investment potential. Whether you're searching for a full-time Florida residence, second home, long-term rental, or vacation rental opportunity near Central Florida's attractions, this home offers the versatility to accommodate it all.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,531
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
Days on market
0 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 638 CASSIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 CASSIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
638 CASSIA DRIVE FAQs
What would the monthly payment be for 638 CASSIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,616/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 638 CASSIA DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 638 CASSIA DRIVE?+
The most recent tax bill on record (2025) was $5,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 638 CASSIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $469,000, this home is listed about 20% above the Davenport median of $389,970. The market section on this page shows how the area is trending.
Which schools are assigned to 638 CASSIA DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 39% above the DAVENPORT 33897 median — but at 2,531 sqft it's also 29% larger than the typical Davenport listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Davenport market that averages 56 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Daniel Araque. MLS #O6432979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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