4136 EASTMINSTER ROAD, DAVENPORT, FL, 33837
Active1 days on marketListed Aug 7, 2026MLS #O6431677
About this home
4136 EASTMINSTER ROAD
Under Construction. This new two-story Napali is ready for modern lifestyles. Upon entry is a convenient bedroom with an en-suite bathroom, leading to an inviting open-concept floorplan with access to a covered patio. A luxurious owner’s suite provides a private retreat on the first floor, complete with a full bathroom and walk-in closet. Three additional bedrooms can be found on the second floor, which surround a versatile game room. Each home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, blinds, and more in the price of your home. R19 insulation is used to provide a quiet, comfortable and highly energy efficient home. LP Siding provides durability and impact resistance for your beautiful Florida home. This brand-new home is in the beautiful 24hr manned gated golf club community of Providence provides their residents with luxury resort-like amenities. Providence is the Hidden Jewel of Davenport with elegance at every turn. The community was designed with active families in mind. Amenities include a fully equipped fitness center, tennis courts, a resort-style swimming pool, lap pool, walking trails, tot lot, dog park, restaurant, Pro Shop and much more! The Michael Dasher designed, 18-hole course covers 7,046 yards and features championship tees and immaculately maintained greens. Providence has been voted the #1 Grand Award Community of the Year.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,546
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
Days on market
1 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,293/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4136 EASTMINSTER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4136 EASTMINSTER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4136 EASTMINSTER ROAD FAQs
What would the monthly payment be for 4136 EASTMINSTER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,174/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4136 EASTMINSTER ROAD?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4136 EASTMINSTER ROAD?+
The most recent tax bill on record (2025) was $797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4136 EASTMINSTER ROAD be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4136 EASTMINSTER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $442,490, this home is listed about 13% above the Davenport median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 4136 EASTMINSTER ROAD?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$442,490 runs 36% above the DAVENPORT 33837 median — but at 2,546 sqft it's also 30% larger than the typical Davenport listing.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 1 day on market in a Davenport market that averages 54 — if it fits, move quickly.
Listing courtesy of LENNAR REALTY · Ben Goldstein. MLS #O6431677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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