1121 GARDENSHIRE LANE, DELAND, FL, 32724
Active6 days on marketListed Aug 5, 2026MLS #O6430004
About this home
1121 GARDENSHIRE LANE
Well maintained Kolter Ivy in close proximity to the private social clubhouse within the 55+ Victoria Gardens neighborhood. This 3 Bedroom 2 Bath floorplan is LIGHT & BRIGHT and has a GREAT ROOM layout. Recent updates include new Carrier A/C system 25’, repainted exterior & interior, expanded brick paver patio, “Shark” garage floor coating, installed seamless gutters, added insulation in attic space above garage, replaced primary bedroom carpet & new exterior landscaping in the front of the home. Kitchen offers 42” cabinets w/ several glass door inserts, Listello tile backsplash, granite countertops, breakfast bar w/ pendant lighting above, 4-burner natural gas range, black stainless-steel appliances & a 9’9” x 12’ Dinette area. Engineered wood flooring flows throughout main living areas. DOUBLE PANE windows, crown molding, tray ceilings, recessed lighting & ceiling fans will add to the homeowner’s enjoyment. You will enjoy the 12’6 x 11’6” dining room for those special occasions. The 12’ x 17’6” primary bedroom has 2 closets, tray ceiling, ceiling fan & a bay window giving you a scenic partial Pond view. En suite bathroom offers dual raised height granite vanities, glass enclosed WALK-IN shower w/ bench seat and a corner soaking tub. Utility room comes with the washer, electric dryer & a natural gas connection for your future use. The 22’ x 20’ garage will provide that extra space for your belongings. All appliances stay with home. Victoria Gardens residents have access to their own Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,813
Sqft
0.16 ac
Lot size
2
Garage
2013
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,696 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,696/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Deland actives
$221 vs $204
Days on market
6 vs 48 typical
Where $221/sqft sits among the 398 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
208 of 398
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1121 GARDENSHIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$295,000
211 FOXGLOVE WAY
3 bd · 2 ba · 1,808 sqft · $163/sqft · 155 DOM
Sold · Apr ’26$355,000
402 VICTORIA HILLS DRIVE
3 bd · 2 ba · 1,784 sqft · $199/sqft · 144 DOM
Sold · Sep ’25$444,990
237 CHURCH STREET
3 bd · 2 ba · 1,911 sqft · $233/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1121 GARDENSHIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1121 GARDENSHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1121 GARDENSHIRE LANE FAQs
What would the monthly payment be for 1121 GARDENSHIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,696/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1121 GARDENSHIRE LANE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1121 GARDENSHIRE LANE?+
The most recent tax bill on record (2025) was $5,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1121 GARDENSHIRE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $399,900, this home is listed about 5% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1121 GARDENSHIRE LANE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 25% above the DELAND 32724 median.
02Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 6 days on market in a Deland market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P · Eric Hansen. MLS #O6430004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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