1690 E BAY STREET, WINTER GARDEN, FL, 34787
Active3 days on marketListed Jul 30, 2026MLS #O6429477
About this home
1690 E BAY STREET
Vacant buildable lot near Downtown Winter Garden!! 135 feet deep and 50 feet across. Paved street with new sidewalks and lots of new construction on the block. No rear neighbors. Enjoy all that Winter Garden has to offer with dining and shopping. Convienent to SR 429, SR 50, The Florida Turnpike and the 408. This one will not last. Call today for more details.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 1690 E BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$122,000
1701 E BAY STREET · same community
3 bd · 1 ba · 825 sqft · $148/sqft · 76 DOM
Sold · May ’26$259,990
1710 E BAY STREET · same community
3 bd · 2 ba · 972 sqft · $267/sqft · 43 DOM
Sold · Apr ’26$285,000
330 E STORY ROAD
2 bd · 1 ba · 760 sqft · $375/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1690 E BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1690 E BAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1690 E BAY STREET FAQs
What would the monthly payment be for 1690 E BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1690 E BAY STREET?+
The most recent tax bill on record (2025) was $385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Garden?+
At $39,500, this home is listed about 93% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 1690 E BAY STREET?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER GARDEN 34787 market on paper
$39,500 is 93% below the WINTER GARDEN 34787 median of $530,000.
02Fresh on the market
Only 3 days on market in a Winter Garden market that averages 31 — if it fits, move quickly.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of POWERHOUSE REALTY FLORIDA · John Thompson. MLS #O6429477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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