Kat Bonelli
$629,9994 bd2.5 ba2,808 sqft$224 /sqft$4,396 /mo all-in ↓

1193 WHISPERING LANE, MINNEOLA, FL, 34715

Active6 days on marketListed Jul 31, 2026MLS #O6428858

Single Family ResidenceOVERLOOK/GRASSY LAKE EAST PH 3

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 2:00 PM

About this home

1193 WHISPERING LANE

SHOWS LIKE A MODEL! Immaculate, updated and move-in ready, you’ll love everything about this home in the desirable Overlook at Grassy Lake community in Minneola. Built in 2024, owners invested over $60,000 of premium quality upgrades : (1) covered and screened lanai (2) paver deck extension at the back (3) three car garage (4) beautiful iron stair balusters (5) gourmet style kitchen (6) additional kitchen windows (7) elevated, premium lot overlooking greenery (8) bathroom upgrades (9) garage shelving. No rear neighbors! Your positive experience starts with great curb appeal - meticulously manicured lawn, lush landscaping and a paved driveway. Step inside to the home and you’ll be greeted by high ceilings and the flex room appointed in the front of the home as a flex space - perfect for an office or a formal living/dining area. Walk to the back of the home to find a spacious, contemporary and open living area and your gourmet kitchen. Kitchen boasts quartz counters, island with breakfast bar, abundant raised panel cabinetry, attractive tile backsplash, walk-in pantry, recessed and pendant lighting. The kitchen and living/dining area make a great gathering space; notice the additional windows which bathes the space in light - a plus! Upstairs you’ll find a loft - a great flex space currently arranged as a family room, yet versatile to configure for gaming, hobbies, and more. Notice several windows making this space bright and roomy! Stunning primary suite - bedroom features expansive his and hers closets. The ensuite bath features dual sink vanity (quartz) and roomy walk-in shower with a sitting bench and floor to ceiling tile work. Laundry room on the second floor for convenience. The secondary bedrooms are large enough to accommodate desks, perfect for those working from or studying at home. Updated light and fan fixtures all throughout the home. Out back, you’ll appreciate having a covered, screened-in lanai along with an exterior paver extension that gives a special view of green space and nightly fireworks from Disney! The elevated lot gives the feel of the beautiful Minneola hills and ultimate Florida living - you wouldn’t want to leave home. Overall great location - the Overlook at Grassy Lake offers residents a resort style pool, playground, community mailbox and a short drive to essential shopping/dining and roadways (a Publix shopping center and the Florida turnpike entrance are only 1 mile away). Advent Health hospital is minutes away. Enjoy the newly opened Hills City Center - home of the new Crooked Can and Minneola market off the turnpike for additional dining/shopping/professional services. This home SHINES, both inside and out. Come see all that makes it so special!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,808

Sqft

0.19 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$224

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorSliding Doors

Community & fees

HOA fee$105/mo
Taxes (2026)$5,947/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,396 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2026 actual bill$496
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,396/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$496
HOA / condo fee$105
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $630K
$546KedgeAI estimate $613,505 · range $569K$668K$695K

vs edgeAI estimate

+2.7%

$/sqft vs Minneola actives

$224 vs $232

Days on market

6 vs 34 typical

Where $224/sqft sits among the 106 Minneola actives

30
32 · this home
13
13
9
9
$181–210$210–239$239–268$268–296$296–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Map of 1193 WHISPERING LANE

Drive times from this address

Downtown Orlando28 min
Universal Orlando30 min
Walt Disney World38 min
Orlando Int’l Airport (MCO)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

The numbers that matter

The Minneola market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$515K$486K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

55 of 106

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the Minneola median. See the full Minneola market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $629,999 · 6 days on market since
2024Built · OVERLOOK/GRASSY LAKE EAST PH 3

Reality check

What actually sold near 1193 WHISPERING LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

843 ZEEK RIDGE COURTSold · Dec ’25

$595,000

843 ZEEK RIDGE COURT

4 bd · 3 ba · 2,816 sqft · $211/sqft · 58 DOM

1052 SADIE RIDGE ROADSold · Mar ’26

$710,000

1052 SADIE RIDGE ROAD

4 bd · 3 ba · 2,822 sqft · $252/sqft · 11 DOM

863 ZEEK RIDGE COURTSold · Dec ’25

$690,000

863 ZEEK RIDGE COURT

4 bd · 4.5 ba · 2,848 sqft · $242/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1193 WHISPERING LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1193 WHISPERING LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1193 WHISPERING LANE FAQs

What would the monthly payment be for 1193 WHISPERING LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,396/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1193 WHISPERING LANE?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1193 WHISPERING LANE?+

The most recent tax bill on record (2026) was $5,947. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1193 WHISPERING LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $629,999, this home is listed about 16% above the Minneola median of $541,490. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$629,999 runs 16% above the Minneola median — but at 2,808 sqft it's also 29% larger than the typical Minneola listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Minneola market that averages 34 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Erica Magtira. MLS #O6428858.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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