Kat Bonelli
$560,0004 bd2.5 ba3,646 sqft$154 /sqft$3,947 /mo all-in ↓

125 SNOW HILL ROAD, GENEVA, FL, 32732

Active8 days on marketListed Jul 26, 2026MLS #O6428307

Single Family ResidenceNONE

About this home

125 SNOW HILL ROAD

5 private acres and 2 separate structures -- endless possibilities. Nestled in the heart of Geneva, this one-of-a-kind property features a main residence with a substantial addition already under roof awaiting your finishing touches, plus a separate detached cottage, creating a rare opportunity to design a property around the way you want to live. Whether you're dreaming of multigenerational living, guest accommodations, a home office, workshop, hobby farm, gardens, space for your RV and toys, or simply the privacy and freedom that acreage provides, properties offering this combination of land and flexibility are becoming increasingly difficult to find. Imagine creating your forever home instead of settling for someone else's. Build equity while customizing the spaces that matter most to your family, entertain on your own five acres, and create a property that's uniquely yours. If you've ever wondered whether a property like this is within reach, give the listing agent a call before ruling it out. I'm happy to walk you through the property's unique features, discuss potential financing paths, explain the current condition, and help you determine whether it's the right fit for your goals. The seller welcomes serious offers and encourages buyers to bring their vision.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,646

Sqft

5.29 ac

Lot size

1969

Year built

Two

Levels

$154

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven
InteriorNinguno
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$2,906/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,947 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$242
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$3,947/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$242
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$154 vs $339

Days on market

8 vs 69 typical

Where $154/sqft sits among the 271 homes for sale in NONE

148 · this home
60
21
14
10
18
$138–360$360–583$583–806$806–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Geneva

Map of 125 SNOW HILL ROAD

Drive times from this address

Downtown Orlando38 min
Orlando Int’l Airport (MCO)46 min
Universal Orlando51 min
Walt Disney World63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

101 of 271

NONE have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

Jul 26, 2026Listed at $560,000 · 8 days on market since
1969Built · NONE

Reality check

What actually sold near 125 SNOW HILL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15650 W HIGHWAY 318Sold · Dec ’25

$3,200,000

15650 W HIGHWAY 318 · same community

5 bd · 5.5 ba · 4,600 sqft · $696/sqft · 158 DOM

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

301 CLARK STREETSold · Jan ’26

$410,000

301 CLARK STREET · same community

4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 125 SNOW HILL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 125 SNOW HILL ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

125 SNOW HILL ROAD FAQs

What would the monthly payment be for 125 SNOW HILL ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,947/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 125 SNOW HILL ROAD?+

The most recent tax bill on record (2025) was $2,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $560,000, this home is listed about 34% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to 125 SNOW HILL ROAD?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · David Peralta. MLS #O6428307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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