Kat Bonelli
$229,9002 bd2.5 ba1,095 sqft$210 /sqft$2,167 /mo all-in ↓

866 VINELAND PLACE, LAKE MARY, FL, 32746

Active15 days on marketListed Jul 24, 2026MLS #O6428047

Priced 42% below the LAKE MARY 32746 medianTownhouseCHASE TWNHMS

About this home

866 VINELAND PLACE

Welcome to 866 Vineland Place, a beautifully maintained townhome nestled in the desirable gated community of Chase Townhomes in the heart of Lake Mary. This inviting 2-bedroom, 2.5-bath residence offers an open-concept floor plan designed for comfortable everyday living and effortless entertaining. The spacious living and dining areas flow seamlessly into the kitchen, creating a bright and functional living space. Upstairs, both generously sized bedrooms feature their own private en-suite bathrooms, providing the ideal layout for homeowners, guests, or roommates. A convenient first-floor half bath adds extra functionality. Enjoy your morning coffee or unwind in the evening on the private screened patio overlooking peaceful green space. The community offers beautifully maintained grounds, a community pool, and the convenience of low-maintenance living, with exterior maintenance included through the HOA. Ideally located just minutes from I-4, SR 417, top-rated Seminole County schools, shopping, dining, entertainment, and Lake Mary's thriving business district, this home combines comfort, convenience, and exceptional value. Whether you're a first-time homebuyer, downsizing, or looking for a fantastic investment opportunity, this move-in-ready townhome is one you won't want to miss.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,095

Sqft

0.02 ac

Lot size

2002

Year built

Two

Levels

$210

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Refrigerator
InteriorOther · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$310/mo
Taxes (2025)$2,909/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$242
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$2,167/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$242
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$210KedgeAI estimate $223,202 · range $218K$235K$245K

vs edgeAI estimate

+3%

$/sqft vs Lake Mary actives

$210 vs $237

Days on market

15 vs 44 typical

Where $210/sqft sits among the 160 Lake Mary actives

33
31 · this home
42
25
11
18
$145–182$182–218$218–255$255–292$292–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Mary

Map of 866 VINELAND PLACE

Drive times from this address

Downtown Orlando29 min
Orlando Int’l Airport (MCO)40 min
Universal Orlando41 min
Walt Disney World53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

LAKE MARY 32746 — neighborhood snapshot

Population

45,970

Median age

43.8

Median income

$111,534

Median home value

$420,200

Avg household

2.41

Households w/ children

5,472

For the school run

Seminole County School District

ElementaryHeathrow Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

94 of 160

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $229,900 · 15 days on market since
2002Built · CHASE TWNHMS

Reality check

What actually sold near 866 VINELAND PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1014 VINELAND PLACESold · May ’26

$206,000

1014 VINELAND PLACE · same community

2 bd · 2.5 ba · 1,095 sqft · $188/sqft · 62 DOM

870 VINELAND PLACESold · Jun ’26

$223,000

870 VINELAND PLACE · same community

2 bd · 2.5 ba · 1,095 sqft · $204/sqft · 58 DOM

2919 GREENWOOD SPRINGS LOOPSold · Jul ’26

$234,900

2919 GREENWOOD SPRINGS LOOP · same community

2 bd · 2.5 ba · 1,095 sqft · $215/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 866 VINELAND PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 866 VINELAND PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

866 VINELAND PLACE FAQs

What would the monthly payment be for 866 VINELAND PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 866 VINELAND PLACE?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 866 VINELAND PLACE?+

The most recent tax bill on record (2025) was $2,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 866 VINELAND PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $229,900, this home is listed about 46% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 866 VINELAND PLACE?+

Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6428047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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