3111 TOTEM ROAD, EAGLE LAKE, FL, 33839
Active2 days on marketListed Jul 22, 2026MLS #O6427510
About this home
3111 TOTEM ROAD
Welcome to this beautiful single-family home located in a newly developed community named The Ranches at Lake Mcleod, offering a clean, modern living environment and strong future growth potential. This thoughtfully designed residence features 4 bedrooms and 3 full bathrooms with a highly functional layout: One spacious primary suite with a private en-suite bathroom. One additional en-suite bedroom, ideal for guests, extended family, or multi-generational living. Two secondary bedrooms sharing a full bathroom. Flex room givesthe extra space can be a office, game room. The home showcases new construction, modern finishes, and an open-concept living area with abundant natural light, creating a comfortable and inviting atmosphere. All brand new appliances included washer and dryer. Conveniently located near major roadways, schools, and everyday amenities, this property offers an excellent balance of lifestyle, accessibility, and long-term value. Ideal for owner-occupants or investors seeking a move-in-ready, new construction home in a growing Eagle Lake community. HOA included community pool, play ground, basketball, and tennis. Call the property management company for showing.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,174
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Eagle Lake actives
$1 vs $164
Days on market
2 vs 17 typical
Where $1/sqft sits among the 60 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
30 of 60
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 3111 TOTEM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$304,740
2787 PIONEER TRAIL
4 bd · 3 ba · 2,174 sqft · $140/sqft · 106 DOM
Sold · Nov ’25$297,000
2061 LASSO LOOP
4 bd · 3 ba · 2,174 sqft · $137/sqft · 1 DOM
Sold · Apr ’26$331,240
2823 PIONEER TRAIL
4 bd · 3 ba · 2,205 sqft · $150/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3111 TOTEM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3111 TOTEM ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3111 TOTEM ROAD FAQs
What would the monthly payment be for 3111 TOTEM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3111 TOTEM ROAD?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $2,100, this home is listed about 99% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3111 TOTEM ROAD?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of U KEY REALTY · Yukey Hoo. MLS #O6427510.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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