4008 HEMINGWAY CIRCLE, HAINES CITY, FL, 33844
Active11 days on marketListed Jul 27, 2026MLS #O6425741
About this home
4008 HEMINGWAY CIRCLE
Gorgeous unfurnished condo ready for you. This property has it all. Located inside the Golf community of Southern Dunes. The unit is 1 bedroom and 1 bathroom. As you enter, you will enjoy the open space and cleanliness that this condo provides. With ample spaces for a living area and a dining area, there is space for all. The kitchen has additional eat-in space in the counter for extra seating, and it is fully stocked with a range, Microwave, dishwasher, and refrigerator. From the kitchen, you can access the laundry room, which comes stocked with a full-size washer & dryer. The bedroom is spacious and comes with a built-in closet. The bathroom is very spacious, and it comes with a shower-tub combo. Enjoy the sunny Florida weather in your enclosed screened porch area. The rental fee also includes access to the community amenities such as a Golf course, a restaurant, a playground, Tennis courts, and a community pool. The community is fully gated with a 24-hour guard and lots of activities to enjoy year-round. Located right by a Walmart with easy access to medical offices, shops, banks, restaurants, supermarkets, and so much more. Do not wait on this one because it will not last too long!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
808
Sqft
0.01 ac
Lot size
2002
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$1 vs $174
Days on market
11 vs 41 typical
Where $1/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,175/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
185 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4008 HEMINGWAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$153,800
1007 HEMINGWAY CIRCLE UNIT 1007 · same community
1 bd · 1 ba · 808 sqft · $190/sqft · 29 DOM
Sold · Mar ’26$180,180
5014 HEMINGWAY CIRCLE UNIT 5014 · same community
2 bd · 2 ba · 1,152 sqft · $156/sqft · 139 DOM
Sold · Aug ’25$185,000
5013 HEMINGWAY CIRCLE UNIT 5013 · same community
2 bd · 2 ba · 1,152 sqft · $161/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4008 HEMINGWAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4008 HEMINGWAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4008 HEMINGWAY CIRCLE FAQs
What would the monthly payment be for 4008 HEMINGWAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 4008 HEMINGWAY CIRCLE be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4008 HEMINGWAY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $1,200, this home is listed about 100% below the Haines City median of $311,190. The market section on this page shows how the area is trending.
Which schools are assigned to 4008 HEMINGWAY CIRCLE?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELITE REALTY AGENCY LLC · Z Colon. MLS #O6425741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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