
9917 SHADOW CREEK DRIVE, ORLANDO, FL, 32832
Active1 days on marketListed Aug 6, 2026MLS #O6424316
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About this home
9917 SHADOW CREEK DRIVE
Seller is offering $10,000 toward the buyer's closing costs! Welcome to this beautifully maintained home located in the highly sought-after gated community of Mirabella at Lake Nona. Perfectly positioned in one of Orlando's most desirable areas, this 3-bedroom, 2-bathroom residence offers 1,510 square feet of thoughtfully designed living space with no rear neighbors, providing added privacy and peaceful outdoor views. Recent major upgrades include a new roof (2024) and new HVAC system (2024), giving buyers added confidence and long-term value. The inviting floor plan features spacious living areas, abundant natural light, and a functional layout ideal for everyday living and entertaining. Outside, enjoy a backyard with no rear neighbors, a two-car garage, and driveway. Nestled within a quiet, well-maintained neighborhood with a low HOA, residents enjoy the security of a gated community while being just minutes from Lake Nona Medical City, top-rated schools, shopping, dining, major highways, Orlando International Airport, and everything Lake Nona has to offer. Don't miss this exceptional opportunity to own a move-in-ready home in one of Central Florida's premier communities—with $10,000 in seller-paid closing concessions to help make your homeownership dreams a reality!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,510
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,036 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,036/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
Days on market
1 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32832 — neighborhood snapshot
Population
34,865
Median age
35.9
Median income
$115,398
Median home value
$445,700
Avg household
2.93
Households w/ children
5,440
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9917 SHADOW CREEK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9917 SHADOW CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
9917 SHADOW CREEK DRIVE FAQs
What would the monthly payment be for 9917 SHADOW CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,036/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9917 SHADOW CREEK DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9917 SHADOW CREEK DRIVE?+
The most recent tax bill on record (2025) was $2,537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9917 SHADOW CREEK DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $410,000, this home is listed about 5% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9917 SHADOW CREEK DRIVE?+
Innovation Middle (middle), Moss Park Elementary (elementary), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Only 1 day on market in a Orlando market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Innovation Middle, Moss Park Elementary, Lake Nona High — Innovation Middle rates 4 of 5. Always verify assignments with the district.
Listing courtesy of 920 REAL INC. · Toya Baruso. MLS #O6424316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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