1009 WHALEBONE BAY DRIVE, KISSIMMEE, FL, 34741
Active32 days on marketListed Jul 7, 2026MLS #O6422140
About this home
1009 WHALEBONE BAY DRIVE
Welcome to this beautifully updated home in the desirable Bermuda Bay community. Offering 2 bedrooms, 2 bathrooms, and an open, light-filled floor plan with soaring vaulted ceilings, this move-in ready home perfectly blends comfort, style, and convenience. The spacious living area flows effortlessly into the updated kitchen, featuring refreshed cabinetry, granite countertops, stainless steel appliances, a modern tile backsplash, breakfast bar, and contemporary lighting. Throughout the home you'll find ceramic tile flooring, fresh exterior paint completed in 2025, and tasteful finishes that create a clean, modern feel. The primary suite offers peaceful water views and features custom closets, an updated dual sink vanity, and a spacious walk-in shower. The guest bathroom was completely renovated in 2024, providing an equally impressive space for family and visitors. Additional improvements include a new water heater installed in 2022. One of the home's standout features is the oversized screened lanai overlooking the tranquil pond, creating the perfect setting to enjoy your morning coffee, unwind after a long day, or entertain family and friends year-round. The backyard also features a relaxing spa and beautiful water views that create a peaceful outdoor retreat. Conveniently located just minutes from The Loop shopping, dining, entertainment, major highways, Osceola Parkway, SR 417, Florida's Turnpike, Downtown Kissimmee, Orlando International Airport, Walt Disney World, and Central Florida's world-famous attractions, this home offers exceptional convenience for everyday living. Whether you're searching for your first home, looking to downsize, or simply want a beautifully maintained property in a fantastic location, this Bermuda Bay gem is ready to welcome you home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,159
Sqft
0.11 ac
Lot size
2
Garage
1989
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,563 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,563/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Kissimmee actives
$272 vs $209
Days on market
32 vs 55 typical
Where $272/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bermuda Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bermuda Bay — neighborhood snapshot
Population
863
Median age
53
Median income
$51,020
Avg household
3
Households w/ children
48%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
175 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1009 WHALEBONE BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
832 WHALEBONE BAY DRIVE · same community
2 bd · 2 ba · 1,159 sqft · $229/sqft · 180 DOM
Sold · Dec ’25$299,000
2653 WHALEBONE BAY DRIVE · same community
2 bd · 2 ba · 1,159 sqft · $258/sqft · 95 DOM
Sold · Dec ’25$355,000
1024 WHALEBONE BAY DRIVE · same community
3 bd · 2 ba · 1,351 sqft · $263/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 WHALEBONE BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 WHALEBONE BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1009 WHALEBONE BAY DRIVE FAQs
What would the monthly payment be for 1009 WHALEBONE BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,563/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1009 WHALEBONE BAY DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1009 WHALEBONE BAY DRIVE?+
The most recent tax bill on record (2025) was $4,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1009 WHALEBONE BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $315,000, this home is listed about 17% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 WHALEBONE BAY DRIVE?+
Highlands Elementary School (elementary), Denn John Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Richard Aybar. MLS #O6422140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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