Kat Bonelli
$785,000$795,0003 bd2 ba2,054 sqft$382 /sqft$5,898 /mo all-in ↓

13175 SUNNY RETREAT LANE, WINTER GARDEN, FL, 34787

Active47 days on marketListed Jun 29, 2026MLS #O6420975

Reduced $10KPrivate poolSingle Family ResidenceDEL WEBB OASIS PH 3

Come see it

Upcoming open house

Sun, Aug 16

2:00 PM – 5:00 PM

We invite you to stop by our Open House today and experience this exceptional property in person. Explore the beautiful spaces, envision the lifestyle it offers, and discover all the unique features that make this home

About this home

13175 SUNNY RETREAT LANE

Experience effortless luxury just 2 miles from Walt Disney World in this impeccably maintained, like-new 2024 residence located within the highly sought-after Del Webb Oasis community. Perfectly positioned directly across from the spectacular amenity campus, you'll enjoy the rare convenience of simply strolling across the street to indulge in world-class resort-style living every day. From the impressive 12,000-square-foot clubhouse featuring a coffee bar, resident lounge, and wine lockers to the zero-entry resort pool, hot tub, state-of-the-art fitness center, tennis and pickleball courts, every luxury is just moments from your front door. Designed with both elegance and functionality in mind, this stunning home welcomes you with an expansive open-concept floor plan that seamlessly connects the chef's kitchen, dining area, and spacious living room, creating the perfect setting for entertaining or relaxed everyday living. The gourmet kitchen is beautifully appointed with upgraded quartz countertops, a large eat-in breakfast bar island, 42-inch cabinetry, premium stainless steel appliances including a gas range, and an extra-deep double-basin sink. Beautiful upgraded flooring flows throughout the home, offering both timeless style and easy maintenance. Step outside to your own private outdoor retreat, where a screened-in pool and covered lanai create an inviting space to enjoy Florida's year-round sunshine. Whether sipping morning coffee on the charming front patio or unwinding with a glass of wine beside your sparkling pool in the evening, you'll appreciate the peaceful surroundings and exceptional privacy. The thoughtfully designed split-bedroom floor plan offers an ideal balance of comfort and privacy. Tucked away at the rear of the home, the luxurious primary suite is filled with natural light and features a spacious walk-in closet and an elegant spa-inspired bath complete with dual quartz vanities and an oversized walk-in shower. A generously sized secondary bedroom and beautifully finished guest bath are situated at the front of the home, providing a welcoming retreat for family and visitors alike. Additional highlights include a large laundry room, convenient drop zone, and an energy-efficient tankless water heater for endless hot water. Beyond the gates, you'll find yourself just minutes from Disney, championship golf, premier shopping, exceptional dining, and Central Florida's most desirable attractions. Combining an unbeatable location, refined finishes, and unparalleled walkability to Del Webb Oasis' extraordinary amenities, this exceptional home offers a truly elevated lifestyle where every day feels like a luxury vacation.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,054

Sqft

0.19 ac

Lot size

2

Garage

2024

Year built

One

Levels

$382

Per sqft

Private poolGarden & Pool viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$642/mo
Taxes (2025)$6,784/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,898 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,236
PMI (est., until 20% equity)$294
Property tax — 2025 actual bill$565
HOA fee — from the listing$642
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,500
Interest rate6.00%
Loan term

Estimated payment

$5,898/mo

Principal & interest$4,236
PMI (est., until 20% equity)$294
Property taxes (actual bill)$565
HOA / condo fee$642
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $785K
$672KedgeAI estimate $766,354 · range $700K$921K$958K

vs edgeAI estimate

+2.4%

$/sqft vs Winter Garden actives

$382 vs $259

Days on market

47 vs 40 typical

Where $382/sqft sits among the 400 Winter Garden actives

77
134
95
39
26 · this home
29
$178–219$219–261$261–303$303–345$345–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 13175 SUNNY RETREAT LANE

Drive times from this address

Walt Disney World13 min
Universal Orlando30 min
Downtown Orlando34 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$630K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

198 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $785,000 $10K
Jun 29, 2026Listed at $795,000 · 47 days on market since
2024Built · DEL WEBB OASIS PH 3

Reality check

What actually sold near 13175 SUNNY RETREAT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13732 FRESH IVY STREETSold · May ’26

$575,000

13732 FRESH IVY STREET · same community

2 bd · 2 ba · 1,889 sqft · $304/sqft · 218 DOM

13509 PEARL BEACH STREETSold · Jun ’26

$433,840

13509 PEARL BEACH STREET · same community

2 bd · 2 ba · 1,579 sqft · $275/sqft · 0 DOM

13562 PEARL BEACH STREETSold · Apr ’26

$390,000

13562 PEARL BEACH STREET · same community

2 bd · 2 ba · 1,574 sqft · $248/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13175 SUNNY RETREAT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13175 SUNNY RETREAT LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Straight answers

13175 SUNNY RETREAT LANE FAQs

What would the monthly payment be for 13175 SUNNY RETREAT LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,898/mo — principal and interest, the actual property-tax bill, the $642/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13175 SUNNY RETREAT LANE?+

The association fee works out to $642 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13175 SUNNY RETREAT LANE?+

The most recent tax bill on record (2025) was $6,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13175 SUNNY RETREAT LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $785,000, this home is listed about 34% above the Winter Garden median of $585,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13175 SUNNY RETREAT LANE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$785,000 runs 48% above the WINTER GARDEN 34787 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $642/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $795,000, now $785,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of BUYER REBATES REALTY · Sean Popat. MLS #O6420975.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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