Kat Bonelli
$559,900$569,9004 bd3 ba2,255 sqft$248 /sqft$4,042 /mo all-in ↓

2003 KILLIAN DRIVE NE, PALM BAY, FL, 32905

Active27 days on marketListed Jun 24, 2026MLS #O6419530

Reduced $10KWaterfrontSingle Family ResidenceCOUNTRY CLUB LAKES ESTATES

About this home

2003 KILLIAN DRIVE NE

Discover this stunning 2020-built lakefront home in Country Club Lake Estates, featuring a brand-new roof in late 2023. Offering 4 bedrooms and 3 full baths—including two private en suites—this home boasts impact windows and doors, a formal dining space, and a bright open layout. The kitchen and living areas flow out to a covered patio overlooking the tranquil lake, with plenty of room to add a pool. Enjoy added privacy with the home situated next to the neighborhood preserve. Additional features include a 3-car garage, pavered driveway, EV charger, and an owned water softener. Stylish, spacious, and move-in ready!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,255

Sqft

0.24 ac

Lot size

3

Garage

2020

Year built

One

Levels

$248

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Open Floorplan · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stone · Stucco
FoundationSlab
FacesSouth
ParkingElectric Vehicle Charging Station(s)
ExteriorOther

Community & fees

HOA fee$55/mo
Taxes (2024)$3,397/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,042 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property tax — 2024 actual bill$283
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,597
Interest rate6.00%
Loan term

Estimated payment

$4,042/mo

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$283
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$443KedgeAI estimate $481,387 · range $462K$489K$582K

vs edgeAI estimate

+16.3%

$/sqft vs Palm Bay actives

$248 vs $209

Days on market

27 vs 31 typical

Where $248/sqft sits among the 353 Palm Bay actives

233
17 · this home
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Malabar Country Club

Map of 2003 KILLIAN DRIVE NE inside its neighborhood boundary

Get to know Palm Bay. See the full Palm Bay guide →

Port Malabar Country Club — neighborhood snapshot

Population

5,466

Median age

47

Median income

$47,689

Median home value

$200,040

Avg household

2

Households w/ children

610

For the school run

Brevard County School District

ElementaryRiviera Elementary School★★★★★
HighPalm Bay Magnet Senior High School★★★★
MiddleStone Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$306K$329K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

95 of 353

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the PALM BAY 32905 median. See the full Palm Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,900 $10K
Jun 24, 2026Listed at $569,900 · 27 days on market since
2020Built · COUNTRY CLUB LAKES ESTATES

Reality check

What actually sold near 2003 KILLIAN DRIVE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2063 KILLIAN DRIVE NESold · Mar ’26

$505,000

2063 KILLIAN DRIVE NE · same community

4 bd · 3 ba · 2,261 sqft · $223/sqft · 12 DOM

1496 NE SCEPTERSold · Nov ’25

$402,000

1496 NE SCEPTER

4 bd · 2.5 ba · 2,226 sqft · $181/sqft · 53 DOM

1332 DUNBLANE WAY NESold · Apr ’26

$458,500

1332 DUNBLANE WAY NE

4 bd · 3 ba · 2,210 sqft · $207/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2003 KILLIAN DRIVE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2003 KILLIAN DRIVE NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

2003 KILLIAN DRIVE NE FAQs

What would the monthly payment be for 2003 KILLIAN DRIVE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,042/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2003 KILLIAN DRIVE NE?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2003 KILLIAN DRIVE NE?+

The most recent tax bill on record (2024) was $3,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2003 KILLIAN DRIVE NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Bay?+

At $559,900, this home is listed about 60% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2003 KILLIAN DRIVE NE?+

Riviera Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$559,900 runs 106% above the PALM BAY 32905 median — but at 2,255 sqft it's also 23% larger than the typical Palm Bay listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $569,900, now $559,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of COASTAL LIFE PROPERTIES LLC · Jenn Clements. MLS #O6419530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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