9119 SE 120TH LOOP, SUMMERFIELD, FL, 34491
Active30 days on marketListed Jun 20, 2026MLS #O6418689
About this home
9119 SE 120TH LOOP
**Seller will either resod the front yard right before closing OR give a credit to the buyer. Welcome to Del Webb Spruce Creek Golf & Country Club, one of Central Florida’s premier gated 55+ communities (guarded 24/7), where resort-style amenities meet a vibrant, golf cart-friendly lifestyle. This beautifully updated home features an open and airy floor plan with new flooring throughout, fresh modern finishes, and a spacious living room highlighted by a sleek electric fireplace that creates a warm focal point for gathering and relaxing. The updated kitchen offers stylish cabinetry, stainless steel appliances, ample counter space, and overlooks a charming breakfast nook that serves as the perfect dining area filled with natural light. The spacious primary suite provides a peaceful retreat with dual vanities and generous closet space. The covered rear patio offers an ideal spot to enjoy your morning coffee or unwind in the evening overlooking the backyard. Natural light creates a bright and inviting atmosphere throughout the home. Living in Del Webb Spruce Creek means enjoying an incredible array of amenities. Residents enjoy 36 holes of championship golf at Eagle Ridge Golf Club, a state-of-the-art 14,000-square-foot fitness center with an indoor lap pool, two heated outdoor pools and spas, tennis and pickleball courts, softball fields, bocce ball, walking trails, on-site dining, countless clubs and social activities, and year-round entertainment. Whether you're looking for an active lifestyle or a welcoming community with a true small-town feel, this home offers the best of both worlds.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,488
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs Summerfield actives
$181 vs $190
Days on market
30 vs 50 typical
Where $181/sqft sits among the 356 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
161 of 356
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9119 SE 120TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$245,000
13226 SE 86TH CIR
2 bd · 2 ba · 1,488 sqft · $165/sqft · 16 DOM
Sold · Aug ’25$264,000
13196 SE 86TH CIRCLE
2 bd · 2 ba · 1,488 sqft · $177/sqft · 76 DOM
Sold · Aug ’25$245,000
8602 SE 133RD LANE
2 bd · 2 ba · 1,490 sqft · $164/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9119 SE 120TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9119 SE 120TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
9119 SE 120TH LOOP FAQs
What would the monthly payment be for 9119 SE 120TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,373/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9119 SE 120TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9119 SE 120TH LOOP?+
The most recent tax bill on record (2025) was $3,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9119 SE 120TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $270,000, this home is listed about 7% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9119 SE 120TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REGENCY REAL ESTATE LLC · Evelyn Tejada. MLS #O6418689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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