235 ANN RUSTIN DRIVE, ORMOND BEACH, FL, 32176
Active39 days on marketListed Jun 12, 2026MLS #O6416269
About this home
235 ANN RUSTIN DRIVE
Live Where Others Vacation – Walk to the Beach, Watch the Sun Rise & Sun Set, and Enjoy the Ultimate Ormond Beach Lifestyle! Imagine waking each morning to the gentle ocean breeze, taking a short stroll to the sandy shores of the Atlantic, and ending your day watching spectacular sunsets over the Intracoastal Waterway. Welcome to your own slice of paradise in highly desirable Ormond Beach —one of Florida's most cherished beachside communities. Beautifully maintained No HOA neighborhood, this rare and spacious 3-bedroom/2-bath/2 car garage + Bonus room home with over 3,000 square feet of living space offers the perfect blend of comfort, freedom, and coastal charm. Here, neighbors become friends, golf carts are a way of life, and every day feels like a vacation. From the moment you step inside, you'll appreciate the soaring ceilings, bright open spaces, and inviting floor plan designed for gathering family and friends. The heart of the home is the beautifully updated kitchen featuring a large center island, new stainless-steel appliances, and an open-concept design that flows effortlessly into the living and entertaining areas. The current owners have lovingly cared for this home and invested over $70,000 in recent improvements, including a new roof (2022), new flooring (2024), new kitchen appliances with induction stoves (2022), new patio (2023), outdoor shower (2023), and new HVAC system (2024)—allowing you to focus on enjoying the lifestyle rather than worrying about maintenance. Step outside and discover a backyard made for coastal living. The mostly fenced yard offers privacy for pets, family gatherings, and evenings under the stars. After a day at the beach, rinse off in the outdoor shower before relaxing on the patio with your favorite drink. Life here is about more than just a home—it's about the experience. Spend your mornings walking the no-drive beach collecting seashells, your afternoons kayaking, boating, paddleboarding, or fishing, and your evenings enjoying live music at nearby local restaurants. Watch dolphins and manatees glide through the nearby waters, join neighbors for holiday celebrations and community gatherings, and enjoy front-row views of NASA rocket launches right from your backyard or the beach. Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, you'll enjoy the best of both worlds while remaining just a short drive from the excitement of Orlando, the history of St. Augustine, and the wonder of Kennedy Space Center. Whether you're searching for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional coastal retreat offers something increasingly rare—space, value, location, and a true beachside lifestyle. Come see why so many dream of living here. One visit, and you'll understand why it's so hard to leave. All information is deemed to be correct and true but is not guaranteed. Buyers and buyer's agents should verify all information. Use AS-IS contract with proof of funds or pre-approval letter. Furnishings are negotiable.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,060
Sqft
0.26 ac
Lot size
2
Garage
1987
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,864 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,864/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$228 vs $237
Days on market
39 vs 41 typical
Where $228/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 235 ANN RUSTIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,600,000
920 JOHN ANDERSON DRIVE
3 bd · 2.5 ba · 3,068 sqft · $522/sqft · 5 DOM
Sold · Aug ’25$1,300,000
113 NEPTUNE AVENUE
4 bd · 3.5 ba · 2,869 sqft · $453/sqft · 27 DOM
Sold · Jan ’26$960,000
915 OCEAN SHORE BOULEVARD UNIT 8010
3 bd · 3.5 ba · 3,344 sqft · $287/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 235 ANN RUSTIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 235 ANN RUSTIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
235 ANN RUSTIN DRIVE FAQs
What would the monthly payment be for 235 ANN RUSTIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 235 ANN RUSTIN DRIVE?+
The most recent tax bill on record (2025) was $8,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $699,000, this home is listed about 64% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 235 ANN RUSTIN DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 94% above the ORMOND BEACH 32176 median — but at 3,060 sqft it's also 58% larger than the typical Ormond Beach listing.
02Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $699,999, now $699,000 — a $999 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YOUNG REAL ESTATE · Xia Mei. MLS #O6416269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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