6535 SW 51ST TERRACE, OCALA, FL, 34474
Active55 days on marketListed Jun 9, 2026MLS #O6415321
About this home
6535 SW 51ST TERRACE
Beautifully cared for home located on a quiet cul-de-sac in the highly desirable gated community of Heath Brook Hills in Ocala. This meticulously maintained residence offers comfort, style, and convenience just minutes from shopping, medical facilities, restaurants, entertainment, and easy access to I-75 for a seamless commute. Arrive to a welcoming curb appeal featuring a paved driveway and walkway that set the tone for the quality found throughout the home. Inside, you’ll find an open floor plan designed for both everyday living and entertaining. The spacious layout includes a large primary suite with tray ceiling, walk-in closet, and private ensuite bath, providing a relaxing retreat at the end of the day. The kitchen is equipped with new quartz countertops, a breakfast bar, pantry, new cabinets, and appliances replaced in 2025, making it both functional and stylish. A dedicated home office space offers a peaceful work environment with views of the beautifully maintained front yard. The bathrooms have been meticulously updated with new fixtures and vanities. The home features a new water filtration system, providing improved water quality throughout the property for added comfort, efficiency, and peace of mind. Step outside to a paved, screened-in lanai perfect for year-round enjoyment, along with an additional paved seating area in the fully fenced backyard—ideal for relaxing or entertaining in privacy. Major updates provide peace of mind, including a roof replaced in 2021, A/C system in 2024, and hot water heater in 2023. Additional upgrades completed in 2021 include luxury vinyl flooring, fresh interior paint, updated baseboards, plantation shutters, and exterior pavers enhancing both beauty and durability. Residents of Heath Brook Hills enjoy access to a newly renovated clubhouse featuring a fitness center, swimming pool, and hot tub, enhancing the resort-style lifestyle within the community. Nearby activities include shopping and dining at Heath Brook Commons and Ocala’s retail corridors, outdoor recreation at Sholom Park, Silver Springs State Park, and the World Equestrian Center, as well as cultural and entertainment options in historic downtown Ocala. With convenient access to golf courses, medical centers, and everyday amenities, this location offers something for everyone. This exceptional home combines thoughtful upgrades, low-maintenance living, and a prime gated community location—ready for its next proud owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,178
Sqft
0.28 ac
Lot size
2
Garage
2005
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Ocala actives
$183 vs $184
Days on market
55 vs 43 typical
Where $183/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6535 SW 51ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$315,000
6440 SW 50TH TERRACE · same community
3 bd · 2 ba · 1,965 sqft · $160/sqft · 44 DOM
Sold · Sep ’25$285,000
6470 SW 50TH COURT · same community
3 bd · 2 ba · 1,720 sqft · $166/sqft · 339 DOM
Sold · May ’26$315,000
8347 SW 41ST TERRACE
4 bd · 3 ba · 2,174 sqft · $145/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6535 SW 51ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6535 SW 51ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6535 SW 51ST TERRACE FAQs
What would the monthly payment be for 6535 SW 51ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6535 SW 51ST TERRACE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6535 SW 51ST TERRACE?+
The most recent tax bill on record (2025) was $2,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6535 SW 51ST TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $399,000, this home is listed about 33% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6535 SW 51ST TERRACE?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6415321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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