Kat Bonelli
$1,075,0002 bd2.5 ba976 sqft$1,101 /sqft$6,678 /mo all-in ↓

12057 TIFT CIRCLE, ORLANDO, FL, 32826

Active41 days on marketListed Jun 13, 2026MLS #O6415050

TownhouseCAMBRIDGE CIRCLE

About this home

12057 TIFT CIRCLE

Great opportunity to acquire a portfolio of four well-maintained adjacent townhomes in the Cambridge Circle community near UCF. All four townhomes are being sold together as a portfolio and include units 12057, 12059, 12061, and 12063. The portfolio consists of four townhomes totaling 3,904 SF with 8 bedrooms, 8 full bathrooms, and 4 half bathrooms, situated on 0.30 acres. Each two-story townhome offers a 976 SF functional floor plan with 2 beds and 2.5 baths, and a private fenced backyard. Roof replaced in 2017. HVAC systems were replaced in 2015 (Unit 12057), 2025 (Unit 12059 and Unit 12061), and 2022 (Unit 12063). All units feature tile flooring on the first floor. Units 12057 and 12063 have carpet on the second floor, while Units 12059 and 12061 feature new vinyl plank flooring upstairs. All units feature upgraded first-floor windows and sliding glass doors, while the second-floor double-pane windows are original. All units have been updated with stainless steel stoves and refrigerators. Unit 12061 also features upgraded LED lighting. HOA dues are $72/month for each townhome and include lawn and other common area maintenance. Tenants in all units are responsible for their own electricity, water, internet, A/C filter replacement, and maintenance of the fenced backyard area. All units are separately metered. Unit 12057 is leased at $1500/month on a month-to-month lease. Unit 12059 is currently vacant for convenient showings. Unit 12061 is leased at $1600/month on a month-to-month lease. Unit 12063 is leased at $1640/month. The portfolio benefits from strong rental demand, being located in the high-demand East Orlando rental market near UCF (1.8 miles, 5 min), Central Florida Research Park (2.2 miles, 6 min), Publix (1.8 miles, 6 min), and Waterford Lakes Town Center (2.5 miles, 9 min), with convenient access to SR-408 and SR-417. Distances and drive times are approximate. With Unit 12059 currently vacant, buyers have the flexibility to occupy one unit while collecting rental income from the remaining three units. Also, an excellent opportunity for investors seeking stable rental income and long-term appreciation in a high-demand Orlando submarket. Schedule a showing today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

976

Sqft

0.06 ac

Lot size

1982

Year built

Two

Levels

$1,101

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl · Tile · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Range Hood · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationOther
FacesSouth
ExteriorAwning(s) · Sidewalk

Community & fees

HOA fee$72/mo
Taxes (2025)$2,909/yr
PetsCats OK, Dogs OK
CommunitySidewalks

Utilities & systems

UtilitiesCable Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,678 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,801
PMI (est., until 20% equity)$403
Property tax — 2025 actual bill$242
HOA fee — from the listing$72
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $107,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $107,500
Interest rate6.00%
Loan term

Estimated payment

$6,678/mo

Principal & interest$5,801
PMI (est., until 20% equity)$403
Property taxes (actual bill)$242
HOA / condo fee$72
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$162KedgeAI estimate $168,648 · range $168K$170K$1.1M

vs edgeAI estimate

+537.4%

$/sqft vs Orlando actives

$1,101 vs $237

Days on market

41 vs 34 typical

Where $1,101/sqft sits among the 400 Orlando actives

303
75
15
3
2
2 · this home
$134–295$295–456$456–618$618–779$779–940$940+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 12057 TIFT CIRCLE

Drive times from this address

Downtown Orlando17 min
Orlando Int’l Airport (MCO)27 min
Universal Orlando30 min
Walt Disney World43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32826 — neighborhood snapshot

Population

28,436

Median age

27

Median income

$61,784

Median home value

$224,100

Avg household

2.38

Households w/ children

1,895

For the school run

Orange County School District

HighUniversity High★★★★★
ElementaryRiverdale Elementary★★★★★
MiddleCorner Lake Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32476% above the ORLANDO 32826 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 13, 2026Listed at $1,075,000 · 41 days on market since
1982Built · CAMBRIDGE CIRCLE

Reality check

What actually sold near 12057 TIFT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12155 PEPPERDINE PLACESold · Aug ’25

$250,000

12155 PEPPERDINE PLACE · same community

2 bd · 2.5 ba · 960 sqft · $260/sqft · 4 DOM

12120 PEPPERDINE PLACESold · Nov ’25

$265,000

12120 PEPPERDINE PLACE · same community

2 bd · 2.5 ba · 883 sqft · $300/sqft · 50 DOM

10833 EXUMA STREETSold · May ’26

$330,000

10833 EXUMA STREET

3 bd · 2 ba · 972 sqft · $340/sqft · 178 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12057 TIFT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12057 TIFT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

12057 TIFT CIRCLE FAQs

What would the monthly payment be for 12057 TIFT CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,678/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12057 TIFT CIRCLE?+

The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12057 TIFT CIRCLE?+

The most recent tax bill on record (2025) was $2,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12057 TIFT CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,075,000, this home is listed about 176% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12057 TIFT CIRCLE?+

University High (high), Riverdale Elementary (elementary), Corner Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Ayesha Verma. MLS #O6415050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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