16704 CARAVAGGIO LOOP, MONTVERDE, FL, 34756
Active49 days on marketListed Jun 4, 2026MLS #O6413573
About this home
16704 CARAVAGGIO LOOP
This exceptional home features a thoughtfully designed tri-split floor plan, offering privacy and functionality throughout. All bedrooms include large custom-built walk-in closets, while the luxurious owner's suite boasts an expansive custom closet and a spa-inspired ensuite bath featuring dual comfort-height vanities, an oversized doorless walk-in shower, a relaxing garden tub, and a luxury Japanese-style smart toilet with integrated bidet, heated seat, warm-air dryer, automatic flushing and hands-free lid operation. Situated on an oversized homesite of nearly two-thirds of an acre within the highly sought-after gated community of Colina Bay, this property showcases impressive curb appeal with a barrel tile roof, extensive stone accents, lush landscaping, and a paver driveway. The backyard is a true private retreat, featuring a Mediterranean-style resort pool with a saltwater system and fire pit, surrounded by a serene wooded setting with partial views of Lake Apopka. A fenced lower deck area provides additional outdoor living space. French doors lead from the main living areas to the large covered and screened lanai, creating seamless indoor-outdoor living. Inside, luxury vinyl flooring extends throughout the home with no carpet in sight. A private office with French doors is conveniently located off the foyer. The gourmet kitchen has been beautifully updated with quartz countertops, a travertine tile backsplash, and an extended island, making it ideal for both everyday living and entertaining. Designer light fixtures throughout the home add elegance and sophistication. Additional upgrades and features include: Wrought iron-style aluminum fencing Private irrigation well Whole-home water filtration system Luxury smart toilets in all bathrooms Ring video doorbell and two solar power ring cameras on the exterior side of the house Alarm system In-wall pest control system 5-inch baseboards throughout Whole-house generator (less than 4 years old) HVAC system (less than 5 years old) Well pump (less than 3 years old) Colina Bay offers an outstanding location with convenient access to the Florida Turnpike, placing Downtown Orlando and the Disney area approximately 20–30 minutes away. Residents also enjoy close proximity to the West Orange Trail, Bella Collina Golf Club, Montverde Academy, Downtown Clermont and Downtown Winter Garden, making this one of Central Florida's most desirable locations.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,061
Sqft
0.64 ac
Lot size
3
Garage
2014
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,278 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,278/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs Montverde actives
$302 vs $302
Days on market
49 vs 78 typical
Where $302/sqft sits among the 63 Montverde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Montverde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
The numbers that matter
The Montverde market
$820K → $778K
Montverde median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
25 of 63
Montverde actives have cut their price
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the Montverde median. See the full Montverde market guide →
Paper trail
This home's history
Reality check
What actually sold near 16704 CARAVAGGIO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,000,000
17838 HITHER HILLS CIRCLE
4 bd · 3 ba · 2,935 sqft · $341/sqft · 71 DOM
Sold · Jun ’26$740,000
14416 TRAVOIS WAY
5 bd · 4.5 ba · 3,324 sqft · $223/sqft · 79 DOM
Sold · Apr ’26$509,000
17993 GOURD NECK LOOP
4 bd · 3 ba · 2,736 sqft · $186/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16704 CARAVAGGIO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16704 CARAVAGGIO LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
16704 CARAVAGGIO LOOP FAQs
What would the monthly payment be for 16704 CARAVAGGIO LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,278/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16704 CARAVAGGIO LOOP?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16704 CARAVAGGIO LOOP?+
The most recent tax bill on record (2025) was $7,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16704 CARAVAGGIO LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $925,000, this home is listed about 10% above the Montverde median of $840,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$925,000 runs 10% above the Montverde median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $975,000, now $925,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PARTNERS SW · Ana Orge Pa. MLS #O6413573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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