Kat Bonelli
$219,900$259,9003 bd2 ba2,021 sqft$109 /sqft$2,125 /mo all-in ↓

9064 SW 91ST CIRCLE, OCALA, FL, 34481

Active57 days on marketListed May 28, 2026MLS #O6411627

Priced 6% below the OCALA 34481 medianReduced $40KSingle Family ResidenceON TOP THE WORLD PH 01 A SEC 01

About this home

9064 SW 91ST CIRCLE

Here is your rare chance to own more than 2,000 square feet in On Top of the World, one of Ocala's premier 55+ communities. This move-in ready Jefferson model lives large with 3 bedrooms, 2 full baths, and an open, single-story layout built for easy Florida living and effortless entertaining. Inside, the updates are already done for you: quartz countertops, refreshed bathrooms, fresh interior paint, and beautifully re-stained hardwood floors flowing through much of the home. Cathedral and high ceilings, a skylight, and a spacious walk-in closet add comfort and natural light, while the newer roof (2015) brings real peace of mind. A 2-car attached garage and an easy-care patio round out a home that is truly turnkey. Step outside your door into a lifestyle that is hard to beat. Residents enjoy golf, multiple pools, fitness centers, tennis, racquetball, an on-site restaurant, clubs, and endless social activities, all inside a friendly gated community where golf carts are welcome. The monthly fee covers cable, insurance, exterior and grounds maintenance, trash, and full access to every amenity, which keeps ownership simple and predictable. With low annual taxes, no CDD, and a preferred flood zone X, this is a smart, comfortable choice whether you want a full-time home or a seasonal Florida escape. Three-bedroom homes this size rarely come available at this price. Come see it before it is gone.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,021

Sqft

0.18 ac

Lot size

2

Garage

1997

Year built

One

Levels

$109

Per sqft

55+ communityPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Skylight(s) · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationBlock
FacesSoutheast
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$479/mo
Taxes (2024)$1,128/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,125 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$94
HOA fee — from the listing$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,697
Interest rate6.00%
Loan term

Estimated payment

$2,125/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$94
HOA / condo fee$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$211KedgeAI estimate $355,813 · range $324K$388K$403K

vs edgeAI estimate

−38.2%

$/sqft vs Ocala actives

$109 vs $181

Days on market

57 vs 43 typical

Where $109/sqft sits among the 400 Ocala actives

87 · this home
177
88
17
4
27
$109–154$154–200$200–245$245–291$291–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 9064 SW 91ST CIRCLE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,900 $40K
May 28, 2026Listed at $259,900 · 57 days on market since
1997Built · ON TOP THE WORLD PH 01 A SEC 01

Reality check

What actually sold near 9064 SW 91ST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9064 SW 91ST CIRCLESold · Mar ’26

$100,000

9064 SW 91ST CIRCLE · same community

3 bd · 2 ba · 2,021 sqft · $49/sqft · 343 DOM

10308 SW 105TH COURTSold · Mar ’26

$366,000

10308 SW 105TH COURT

2 bd · 2 ba · 2,019 sqft · $181/sqft · 155 DOM

10341 SW 105TH COURTSold · Jan ’26

$356,000

10341 SW 105TH COURT

3 bd · 2 ba · 1,967 sqft · $181/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9064 SW 91ST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9064 SW 91ST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

9064 SW 91ST CIRCLE FAQs

What would the monthly payment be for 9064 SW 91ST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,125/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9064 SW 91ST CIRCLE?+

The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9064 SW 91ST CIRCLE?+

The most recent tax bill on record (2024) was $1,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9064 SW 91ST CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $219,900, this home is listed about 26% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9064 SW 91ST CIRCLE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Jp Gutierrez. MLS #O6411627.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9064 SW 91ST CIRCLE, OCALA, FL — 3 Bed, 2 Bath — $219,900 | CENTURY 21 Edge