Kat Bonelli
$4,200,0005 bd6 ba5,855 sqft$717 /sqft$25,479 /mo all-in ↓

16044 PENDIO DRIVE, BELLA COLLINA, FL, 34756

Active60 days on marketListed May 25, 2026MLS #O6410061

New constructionPrivate poolFully furnishedSingle Family ResidenceBELLA COLLINA SUB

About this home

16044 PENDIO DRIVE

Fully Furnished - Enjoy luxury living in the exclusive gated community of Bella Collina. This elegant residence features an open-concept floor plan with soaring ceilings, abundant natural light, and a gourmet kitchen equipped with premium appliances and custom cabinetry. The spacious primary suite offers a spa-inspired bathroom and generous walk-in closets, while the additional bedrooms provide comfort and privacy for family and guests. Step outside to your private pool, covered lanai, and a fully equipped summer kitchen with custom cabinetry, perfect for entertaining and enjoying Florida living year-round. The property also features a full-size professional tennis court, offering a unique private luxury sports experience at home. This exceptional home is being offered fully furnished, providing a true turnkey opportunity with carefully selected furnishings and décor throughout. Residents of Bella Collina enjoy world-class amenities including a championship golf course, resort-style clubhouse, spa, fine dining, fitness center, tennis courts, and more. Conveniently located near Winter Garden, Downtown Orlando, major highways, shopping, dining, and Central Florida attractions.

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

5,855

Sqft

1.12 ac

Lot size

4

Garage

2025

Year built

Two

Levels

$717

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorPrivate Mailbox · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$410/mo
Taxes (2025)$8,055/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$25,479 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,663
PMI (est., until 20% equity)$1,575
Property tax — 2025 actual bill$671
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $420,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $420,000
Interest rate6.00%
Loan term

Estimated payment

$25,479/mo

Principal & interest$22,663
PMI (est., until 20% equity)$1,575
Property taxes (actual bill)$671
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLA COLLINA SUB

$717 vs $652

Days on market

60 vs 48 typical

Where $717/sqft sits among the 22 homes for sale in BELLA COLLINA SUB

3
3
4
3
4 · this home
5
$452–517$517–582$582–648$648–713$713–778$778+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 16044 PENDIO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Universal Orlando38 min
Walt Disney World46 min
Orlando Int’l Airport (MCO)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bella Collina. See the full Bella Collina guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bella Collina market

Seller’s marketLeans buyer12.8 months of inventoryBuyer’s market

$2.0M$3.0M

Bella Collina median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

3 of 22

BELLA COLLINA SUB have cut their price

Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 321% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →

Paper trail

This home's history

May 25, 2026Listed at $4,200,000 · 60 days on market since
2025Built · BELLA COLLINA SUB

Reality check

What actually sold near 16044 PENDIO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16146 PENDIO DRIVESold · Jun ’26

$3,950,000

16146 PENDIO DRIVE · same community

5 bd · 5.5 ba · 5,652 sqft · $699/sqft · 151 DOM

15820 PENDIO DRIVESold · Jun ’26

$2,750,000

15820 PENDIO DRIVE · same community

5 bd · 6.5 ba · 6,307 sqft · $436/sqft · 129 DOM

16804 VINCI WAYSold · Jul ’26

$3,100,000

16804 VINCI WAY · same community

5 bd · 5.5 ba · 5,168 sqft · $600/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16044 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16044 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

16044 PENDIO DRIVE FAQs

What would the monthly payment be for 16044 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,479/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16044 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16044 PENDIO DRIVE?+

The most recent tax bill on record (2025) was $8,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16044 PENDIO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bella Collina?+

At $4,200,000, this home is listed about 88% above the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16044 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,200,000 runs 321% above the BELLA COLLINA 34756 median — but at 5,855 sqft it's also 40% larger than the typical Bella Collina listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MS LAND & BUILDING LLC · Mariana Casaburi. MLS #O6410061.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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