3678 ARBORDALE LOOP, SANFORD, FL, 32771
Active64 days on marketListed May 21, 2026MLS #O6409920
About this home
3678 ARBORDALE LOOP
Under Construction. This beautifully designed 2,380 square foot open concept home offers 4 bedrooms, 3 full baths, and an office. The well-appointed kitchen overlooks a bright casual dining area and is complete with a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. Highlighting the elegant primary bedroom suite is a spacious walk-in closet and charming primary bath with dual-sink vanity, large luxe shower, a freestanding tub, and a private water closet. The secondary bedrooms feature roomy closets, one with private en-suite bath. Located on a corner homesite with no rear neighbors, in the community of Riverside Oaks. This gated community offers amenities including a pool, cabana, playground (coming soon) and a private boat ramp, that allows you to access the St. Johns River waterways and Lake Monroe. This home offers the rare convenience of golf-cart access to historic downtown Sanford, blending affordable luxury living with an active waterfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,380
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Sanford actives
$260 vs $217
Days on market
64 vs 29 typical
Where $260/sqft sits among the 399 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
204 of 399
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 3678 ARBORDALE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$538,000
1043 GLORYLAND COURT · same community
3 bd · 2.5 ba · 2,411 sqft · $223/sqft · 146 DOM
Sold · Nov ’25$529,000
1020 GLORYLAND COURT · same community
4 bd · 3 ba · 2,411 sqft · $219/sqft · 42 DOM
Sold · Oct ’25$550,000
1016 GLORYLAND COURT · same community
4 bd · 3 ba · 2,625 sqft · $210/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3678 ARBORDALE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3678 ARBORDALE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3678 ARBORDALE LOOP FAQs
What would the monthly payment be for 3678 ARBORDALE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,614/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3678 ARBORDALE LOOP?+
The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3678 ARBORDALE LOOP?+
The most recent tax bill on record (2026) was $8,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3678 ARBORDALE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $619,000, this home is listed about 70% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3678 ARBORDALE LOOP?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$619,000 runs 77% above the SANFORD 32771 median — but at 2,380 sqft it's also 40% larger than the typical Sanford listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
64 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO TBI REALTY LLC · Lisa Provo. MLS #O6409920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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