Kat Bonelli
$694,900$699,9006 bd4 ba4,239 sqft$164 /sqft$4,691 /mo all-in ↓

4750 CYPRESS FOREST LANE, ST CLOUD, FL, 34772

Active65 days on marketListed May 20, 2026MLS #O6409131

Reduced $5KSingle Family ResidenceCYPRESS PRESERVE

About this home

4750 CYPRESS FOREST LANE

Welcome to this beautiful home located in the highly desirable Cypress Preserve community! Enjoy the perfect combination of location, space, and comfort, with convenient access to Florida’s Turnpike, HWY 192, and I-4, and just minutes from Medical City, top-rated schools, shopping centers, dining, and everyday essentials. This spacious and thoughtfully designed home features an open-concept floor plan ideal for both entertaining and everyday living. With multiple living areas, a dedicated office, game room, media room, and generously sized bedrooms with walk-in closets, this home offers the flexibility today’s buyers are looking for. The kitchen is a standout, showcasing 42” cherry wood cabinets, granite countertops, and ample storage, all complemented by 18x18 ceramic tile in wet areas for durability and style. The living room features tasteful design details, creating a warm and inviting atmosphere perfect for gathering with family and guests. Step outside to your covered lanai and enjoy a fully fenced backyard, offering both privacy and the perfect space for outdoor living, pets, or entertaining. This home has been well maintained and thoughtfully upgraded, including a NEW ROOF (2025) and A/C system (2024), giving buyers added peace of mind. Built with efficiency in mind, the property meets EcoSmart/Echo System standards and includes energy-saving features such as spray foam insulation, high-performance windows, weather-sensing irrigation, and efficient plumbing systems, helping reduce utility costs while maximizing comfort. Whether you’re looking for a primary residence or a home with space to grow, this property offers comfort, efficiency, and an unbeatable location. Move-In Incentive Available! Qualified buyers who finance with our affiliated lender will receive $5,000 toward closing costs (buyer must qualify; incentive applies only when using our affiliated lender). Don’t miss the opportunity to make it yours.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,239

Sqft

0.2 ac

Lot size

3

Garage

2012

Year built

Two

Levels

$164

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Other · Refrigerator
InteriorAttic Ventilator · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$51/mo
Taxes (2025)$5,632/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,691 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$469
HOA fee — from the listing$51
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,490
Interest rate6.00%
Loan term

Estimated payment

$4,691/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$469
HOA / condo fee$51
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $695K
$557KedgeAI estimate $751,460 · range $580K$820K$853K

vs edgeAI estimate

−7.5%

$/sqft vs St Cloud actives

$164 vs $221

Days on market

65 vs 33 typical

Where $164/sqft sits among the 400 St Cloud actives

98 · this home
126
89
39
13
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 4750 CYPRESS FOREST LANE

Drive times from this address

Universal Orlando36 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

194 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $694,900 $5K
May 20, 2026Listed at $699,900 · 65 days on market since
2012Built · CYPRESS PRESERVE

Reality check

What actually sold near 4750 CYPRESS FOREST LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4681 CYPRESS LANDING LANESold · May ’26

$660,000

4681 CYPRESS LANDING LANE · same community

6 bd · 4 ba · 4,383 sqft · $151/sqft · 10 DOM

2691 CYPRESS TREE TRAILSold · Sep ’25

$700,000

2691 CYPRESS TREE TRAIL · same community

7 bd · 4 ba · 5,114 sqft · $137/sqft · 75 DOM

4770 CYPRESS FOREST LANESold · Dec ’25

$550,000

4770 CYPRESS FOREST LANE · same community

4 bd · 3 ba · 3,087 sqft · $178/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4750 CYPRESS FOREST LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4750 CYPRESS FOREST LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

4750 CYPRESS FOREST LANE FAQs

What would the monthly payment be for 4750 CYPRESS FOREST LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,691/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4750 CYPRESS FOREST LANE?+

The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4750 CYPRESS FOREST LANE?+

The most recent tax bill on record (2025) was $5,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4750 CYPRESS FOREST LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $694,900, this home is listed about 64% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4750 CYPRESS FOREST LANE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Maria Sinai Labrador Moreno. MLS #O6409131.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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