3735 E. ADAMS ST, HERNANDO, FL, 34442
Active67 days on marketListed May 13, 2026MLS #O6407654
About this home
3735 E. ADAMS ST
Welcome to this stunning brand-new construction home located in the desirable and peaceful River Lakes Area of Hernando. This modern single-family residence offers an exceptional blend of contemporary design, high-end finishes, and tranquility in one of Citrus County’s most sought-after communities. Property Highlights: Open Concept Design: Spacious and inviting layout with seamless flow between the living room, dining area, and kitchen — perfect for entertaining and daily living. High Ceilings: Dramatic high ceilings throughout that enhance the bright, airy, and luxurious feel of the home. Gourmet Kitchen: Beautiful quartz countertops paired with a large kitchen island, ideal for cooking, casual dining, and family gatherings. Equipped with modern stainless steel appliances. New Construction: Energy-efficient systems, fresh finishes, and built to today’s highest standards — move-in ready with nothing to do but unpack. Quiet Neighborhood: Enjoy the serenity of the River Lakes Area with low traffic, friendly surroundings, and easy access to lakes and nature. Schedule your showing today!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,662
Sqft
0.33 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hernando actives
$1 vs $197
Days on market
67 vs 37 typical
Where $1/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
51 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3735 E. ADAMS ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$355,000
4306 E GLORIA DRIVE
4 bd · 2 ba · 1,632 sqft · $218/sqft · 116 DOM
Sold · Jun ’26$265,000
6649 N DELTA TERRACE
3 bd · 2 ba · 1,490 sqft · $178/sqft · 50 DOM
Sold · Jul ’26$225,000
5089 N TANGLEWOOD AVENUE
4 bd · 2 ba · 1,456 sqft · $155/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3735 E. ADAMS ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3735 E. ADAMS ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3735 E. ADAMS ST FAQs
What would the monthly payment be for 3735 E. ADAMS ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3735 E. ADAMS ST?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $2,100, this home is listed about 99% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3735 E. ADAMS ST?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARKET CONNECT REALTY LLC · Damaris Oliva. MLS #O6407654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando homes, in your inbox
Like 3735 E. ADAMS ST but not quite? A daily digest of every new listing in Hernando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →