Kat Bonelli
$399,900$449,9004 bd3 ba2,215 sqft$181 /sqft$3,052 /mo all-in ↓

1077 GEORGE ANDERSON STREET, ORMOND BEACH, FL, 32174

Active73 days on marketListed May 12, 2026MLS #O6407244

Reduced $50KPrivate poolSingle Family ResidenceTOMOKA ESTATES UNIT 02

About this home

1077 GEORGE ANDERSON STREET

Great home with lots of upgrades. Fantastic neighborhood, NEW ROOF 2023, lots of parking, shed, carport, 4 bedrooms 3 full baths, finished garage, NO HOA, no city taxes, NO FLOODING, 1/2 ACRE OF LAND, pelican water filtration system, no sulfur smell, 2 decks, 2 patios, open and bright floorplan, double wall oven, NEW front door and French doors in back, Samsung Bespoke Refrigerator, close to boat ramp, zoned for great schools and so much more! You will love the space and location. Come view it today! Tomoka Estates is a wonderful neighborhood and this home won't last long! Owner is a Licensed Real Estate Agent.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,215

Sqft

0.46 ac

Lot size

2

Garage

1958

Year built

One

Levels

$181

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Ice Maker · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Brick · Concrete · Stucco
FoundationSlab
FacesNorthwest
ExteriorOther

Community & fees

Taxes (2025)$4,335/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,052 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$361
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,052/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$361
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$181 vs $237

Days on market

73 vs 41 typical

Where $181/sqft sits among the 400 Ormond Beach actives

178 · this home
120
41
22
8
31
$157–228$228–299$299–370$370–441$441–513$513+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tomoka Estates

Map of 1077 GEORGE ANDERSON STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Tomoka Estates — neighborhood snapshot

Population

825

Median age

59

Median income

$89,793

Median home value

$355,905

Avg household

2

Households w/ children

76%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPine Trail Elementary School★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

206 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $399,900 $50K
May 12, 2026Listed at $449,900 · 73 days on market since
1958Built · TOMOKA ESTATES UNIT 02

Reality check

What actually sold near 1077 GEORGE ANDERSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11 WILD CAT LANESold · May ’26

$448,000

11 WILD CAT LANE

3 bd · 2 ba · 2,205 sqft · $203/sqft · 0 DOM

480 PALM AVENUESold · Aug ’25

$580,000

480 PALM AVENUE

3 bd · 3 ba · 2,182 sqft · $266/sqft · 22 DOM

26 WILD FERN LANESold · Oct ’25

$402,500

26 WILD FERN LANE

4 bd · 2 ba · 2,258 sqft · $178/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1077 GEORGE ANDERSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1077 GEORGE ANDERSON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

1077 GEORGE ANDERSON STREET FAQs

What would the monthly payment be for 1077 GEORGE ANDERSON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1077 GEORGE ANDERSON STREET?+

The most recent tax bill on record (2025) was $4,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1077 GEORGE ANDERSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $399,900, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1077 GEORGE ANDERSON STREET?+

Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Strong assigned schools

Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $449,900, now $399,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of O'BRIEN REAL ESTATE LLC · Patrick O'Brien. MLS #O6407244.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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