Kat Bonelli
Short-Term Rental Eligible
$925,000$950,0005 bd3.5 ba4,202 sqft$220 /sqft$6,550 /mo all-in ↓

8355 TORCELLO ISLE DRIVE, WINDERMERE, FL, 34786

Active72 days on marketListed May 13, 2026MLS #O6407061

Est. $72K/yr short-term rental revenueReduced $25KSingle Family ResidenceWINDERMERE ISLE

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Sat, Jul 25

12:00 PM – 3:00 PM

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About this home

8355 TORCELLO ISLE DRIVE

Virtually Staged. *Seller offers $20,000 credit to buyer at closing towards closing costs and pre-paids with acceptable offer* Experience luxury living in the highly sought-after “Cascade” floor plan, featuring an upgraded stone-accented exterior and tile roof in the desirable Windermere Isle community. Situated on a premium oversized lot with a HUGE backyard and mature trees for added privacy, this exceptional home offers the perfect blend of relaxation, comfort, and entertainment. Enjoy peaceful conservation views from the charming front porch, while the rear of the home provides enchanting nightly views of Disney fireworks lighting up the sky. Inside, meticulous attention to detail is evident throughout this thoughtfully designed home. The main level features two bedrooms, including one ideal for a home office with double entry doors and a walk-in closet. The dream kitchen showcases upgraded cabinetry with crown molding, Quartz countertops, gas cooktop, upgraded double convection wall ovens, upgraded French door refrigerator, a generous walk-in pantry, and a convenient 7’ x 5’ pocket office complete with built-in desk and cabinetry. Wood-look tile flows throughout the downstairs living areas, complemented by engineered hardwood flooring in the dining room and great room. A functional drop zone near the garage includes upgraded lower cabinetry topped with Quartz counters. Beautiful wood stairs lead to the second floor, where you’ll find a sprawling loft/bonus room, spacious media/game room and an oversized laundry room equipped with washer, dryer, and laundry sink. Additional highlights upstairs include a half bath, abundant storage closets, and two secondary bedrooms with walk-in closets connected by a Jack-and-Jill bath. The luxurious primary suite is a true retreat, featuring a tray ceiling and stunning nightly Disney fireworks views. The spa-inspired primary bath offers a large soaking tub, an oversized walk-in shower with upgraded glass enclosure, dual vanities, and an expansive 13x12 walk-in closet. Additional features include 8-foot doors throughout, ceiling fans in all bedrooms, LED lighting and a natural gas tankless water heater for ultimate convenience and efficiency. Vinyl fencing is already installed on three sides by neighboring properties. HOA includes lawn maintenance and 1 GIG Spectrum internet and cable with 4-5 streaming choices. Community pool, playground and walk path around scenic pond. Ideally located with convenient access to shopping, dining, entertainment, and major roadways, this remarkable home perfectly combines luxury, functionality, and everyday comfort. Don’t miss the opportunity to make this extraordinary property your own — schedule your private tour today!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,202

Sqft

0.2 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$220

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$299/mo
Taxes (2025)$9,036/yr
PetsYes
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,550 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$753
HOA fee — from the listing$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,550/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$753
HOA / condo fee$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$863KedgeAI estimate $913,328 · range $899K$949K$987K

vs edgeAI estimate

+1.3%

$/sqft vs Windermere actives

$220 vs $350

Days on market

72 vs 32 typical

Where $220/sqft sits among the 240 Windermere actives

128 · this home
49
24
15
6
18
$220–372$372–523$523–675$675–827$827–979$979+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$71,643/yr gross

Avg nightly rate$451
Occupancy (comp set)44%
CommunityLakeside Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,100/mo median

MarketWindermere
Annual gross at median$37,200
Gross yield on this price4.0%
Homes for rent right now82

Live Windermere rental listing data — this home’s rate depends on size, condition and furnishing.

The Winter Garden short-term market

▼ Softening

50%

Occupancy

▼ 38% yr/yr

$183

Avg nightly rate

▲ 25% yr/yr

$21K/yr

Revenue per listing

$89

RevPAR

39 days

Booking lead time

5.1 nights

Avg stay

4

Typical min nights

149

Active rentals

▲ 8% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 34% in Jun

54%
54%
56%
47%
40%
34%
55%
52%
44%
51%
56%
54%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Winter Garden — the projection above is specific to this home’s size.

Where it sits

Inside Lakeside Village

Map of 8355 TORCELLO ISLE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World14 min
Universal Orlando28 min
Downtown Orlando29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Lakeside Village is a short-term-rental community. See the full guide →

Lakeside Village — neighborhood snapshot

Population

19,390

Median age

36

Median income

$123,605

Median home value

$489,452

Avg household

3

Households w/ children

2,897

For the school run

Orange County School District

ElementaryBay Lake Elementary★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

115 of 240

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $925,000 $25K
May 13, 2026Listed at $950,000 · 72 days on market since
2019Built · WINDERMERE ISLE

Reality check

What actually sold near 8355 TORCELLO ISLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8409 VIVARO ISLE WAYSold · Jun ’26

$1,150,000

8409 VIVARO ISLE WAY · same community

6 bd · 4.5 ba · 4,176 sqft · $275/sqft · 30 DOM

8420 VIVARO ISLE WAYSold · Oct ’25

$1,140,000

8420 VIVARO ISLE WAY · same community

5 bd · 4.5 ba · 4,061 sqft · $281/sqft · 28 DOM

8337 VIVARO ISLE WAYSold · May ’26

$780,000

8337 VIVARO ISLE WAY · same community

5 bd · 4 ba · 3,294 sqft · $237/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8355 TORCELLO ISLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8355 TORCELLO ISLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

8355 TORCELLO ISLE DRIVE FAQs

What would the monthly payment be for 8355 TORCELLO ISLE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,550/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8355 TORCELLO ISLE DRIVE?+

The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8355 TORCELLO ISLE DRIVE?+

The most recent tax bill on record (2025) was $9,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8355 TORCELLO ISLE DRIVE be rented short-term?+

Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8355 TORCELLO ISLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $925,000, this home is listed about 16% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8355 TORCELLO ISLE DRIVE?+

Bay Lake Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$925,000 runs 14% above the WINDERMERE 34786 median — but at 4,202 sqft it's also 31% larger than the typical Windermere listing.

02Zoned for nightly rentals

Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

72 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Bay Lake Elementary, Horizon West Middle, Windermere High — Bay Lake Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Sherri Palmer. MLS #O6407061.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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