Kat Bonelli
$2,0003 bd2 ba1,650 sqft$1 /sqft$174 /mo all-in ↓

3227 HALSEY AVENUE SE, PALM BAY, FL, 32909

Active98 days on marketListed May 5, 2026MLS #O6404878

Priced 98% below the PALM BAY 32909 medianSingle Family ResidencePORT MALABAR UNIT 25

About this home

3227 HALSEY AVENUE SE

Introducing this gorgeous 3 bedroom, 2 bathroom, 2 car garage Palm Bay residence on a spacious lot. features a septic system, providing cost savings on your utility bills. Upon entering, you will be greeted by luxurious vinyl plank flooring throughout, offering both elegance and ease of maintenance. The fully equipped kitchen boasts stainless steel appliances, including a side-by-side refrigerator, dishwasher, and over-the-range microwave. The quartz countertops complement the beautiful cabinets, creating a sophisticated ambiance. The open-concept kitchen and living room area exudes a spacious and airy atmosphere, with sliding glass doors leading to the expansive backyard. Bring your fire pit and picnic table for outdoor entertainment. The master bathroom showcases a tiled walk-in shower, dual sinks, and a large walk-in closet. With a split floor plan, the additional bedrooms are situated on the opposite side for added privacy. The guest bathroom, conveniently located near the two bedrooms, features a partitioned bathtub, toilet, and dual sinks with a quartz countertop. Enjoy the tranquility of having no neighbors on one side due to the limited traffic on this quiet street. This home is zoned for the esteemed Sunrise Elementary and Bayside High School, offering an excellent educational opportunity. Within a 3-mile radius, you will find Publix grocery store, Bayside family care center, and a super Walmart for your convenience. Located just minutes from I-95 and a short 15-minute drive to the coast, this property offers both comfort and accessibility.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,650

Sqft

0.23 ac

Lot size

2

Garage

2023

Year built

One

Levels

$1

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

Community & fees

PetsBreed Restrictions, Number Limit, Size Limit, Yes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT MALABAR UNIT 25

$1 vs $204

Days on market

98 vs 43 typical

Where $1/sqft sits among the 11 homes for sale in PORT MALABAR UNIT 25

0 · this home
0
0
0
1
10
$1–37$37–73$73–110$110–146$146–182$182+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Map of 3227 HALSEY AVENUE SE

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32909 — neighborhood snapshot

Population

39,611

Median age

37.9

Median income

$76,708

Median home value

$261,400

Avg household

2.99

Households w/ children

5,283

For the school run

Brevard County School District

ElementaryColumbia Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighBayside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$306K$328K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

4 of 11

PORT MALABAR UNIT 25 have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the PALM BAY 32909 median. See the full Palm Bay market guide →

Paper trail

This home's history

May 5, 2026Listed at $2,000 · 98 days on market since
2023Built · PORT MALABAR UNIT 25

Reality check

What actually sold near 3227 HALSEY AVENUE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

618 READING STREET SESold · Jun ’26

$327,990

618 READING STREET SE · same community

4 bd · 2 ba · 1,673 sqft · $196/sqft · 73 DOM

385 TOBIAS STREET SESold · Jul ’26

$320,990

385 TOBIAS STREET SE · same community

4 bd · 2 ba · 1,673 sqft · $192/sqft · 22 DOM

626 READING STREET SESold · Jun ’26

$319,990

626 READING STREET SE · same community

4 bd · 2 ba · 1,673 sqft · $191/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3227 HALSEY AVENUE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3227 HALSEY AVENUE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Straight answers

3227 HALSEY AVENUE SE FAQs

What would the monthly payment be for 3227 HALSEY AVENUE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 3227 HALSEY AVENUE SE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Bay?+

At $2,000, this home is listed about 99% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3227 HALSEY AVENUE SE?+

Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA HOMES SALES & MANAGEMENT LLC · Marilyn Kuczynski. MLS #O6404878.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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