Kat Bonelli
$469,000$495,0003 bd2 ba1,640 sqft$286 /sqft$3,687 /mo all-in ↓

1056 WATERSIDE DRIVE, CELEBRATION, FL, 34747

Active85 days on marketListed Apr 30, 2026MLS #O6402362

Priced 18% below the Celebration medianReduced $26KTownhouseSIENA AT CELEBRATION CONDO C

About this home

1056 WATERSIDE DRIVE

Positioned in the highly sought-after Siena at Celebration, this fully upgraded townhome at 1056 Waterside Drive offers a perfect blend of style, space, and location with beautiful golf course views right from your front door. Spanning three thoughtfully designed levels, this move-in-ready home welcomes you with a versatile first floor featuring a spacious office or second living area behind double French doors, an ideal place to work while enjoying serene views of the course. This level also provides direct access to the two-car garage, offering ample space for parking and storage. Upstairs on the second floor, the heart of the home unfolds with a bright and open living room filled with natural light, seamlessly flowing into the dining area. The entire level is upgraded with cohesive luxury vinyl plank flooring, creating a modern and inviting feel. The fully renovated kitchen is a standout, featuring brand-new cabinetry for extra storage, stainless steel appliances, a new sink, quartz countertops, a stylish backsplash, and updated lighting, all finished in neutral, timeless tones that appeal to any style. On the third floor, you’ll find all three bedrooms, each upgraded with LVP flooring and new ceiling fans. The primary suite is a true retreat, filled with natural light and complete with a walk-in closet and a beautifully upgraded en-suite bathroom featuring a new vanity, a modern mirror with built-in lighting, and a brand-new walk-in shower. Two additional bedrooms are located just across the hall and share a fully renovated bathroom with updated vanity and mirror, offering both comfort and functionality. Residents of Siena at Celebration enjoy access to a resort-style pool, clubhouse, fitness center, and playground. As a homeowner in Celebration, you’ll also have access to six additional community pools, sports courts, athletic fields, the renowned Celebration Golf Club, over 26 miles of scenic trails, the popular Celebration Unleashed Dog Park, and the Athletic & Recreation Complex. Just a short bike ride to Downtown Celebration, near AdventHealth Celebration, and Celebration Pointe, with quick access to 417 and Publix just minutes away, this location truly places you at the center of it all. You’re also only 10 minutes from Walt Disney World, making it easy to enjoy everything Central Florida has to offer. With Orlando International Airport just 25 minutes away and both Florida coasts within easy reach, convenience meets lifestyle in the best way. Don’t miss your opportunity to own this upgraded, light-filled home with golf course views in one of Celebration’s most desirable communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,640

Sqft

0.06 ac

Lot size

2

Garage

2001

Year built

Three Or More

Levels

$286

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorSidewalk

Community & fees

HOA fee$119/mo
Taxes (2025)$5,271/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Fitness Center · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,687 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$439
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,687/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$439
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$262KedgeAI estimate $273,706 · range $273K$276K$488K

vs edgeAI estimate

+71.4%

$/sqft vs Celebration actives

$286 vs $346

Days on market

85 vs 48 typical

Where $286/sqft sits among the 75 Celebration actives

9
11 · this home
21
15
7
12
$210–257$257–303$303–350$350–397$397–444$444+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Celebration

Map of 1056 WATERSIDE DRIVE

Drive times from this address

Walt Disney World11 min
Universal Orlando22 min
Downtown Orlando28 min
Orlando Int’l Airport (MCO)30 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Celebration. See the full Celebration guide →

The numbers that matter

The Celebration market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$618K$686K

Celebration median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

40 of 75

Celebration actives have cut their price

Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the Celebration median. See the full Celebration market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,000 $26K
Apr 30, 2026Listed at $495,000 · 85 days on market since
2001Built · SIENA AT CELEBRATION CONDO C

Reality check

What actually sold near 1056 WATERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1050 WATERSIDE DRIVE UNIT 0Sold · Jun ’26

$480,000

1050 WATERSIDE DRIVE UNIT 0 · same community

3 bd · 2 ba · 1,640 sqft · $293/sqft · 40 DOM

1042 WATERSIDE DRIVESold · Oct ’25

$325,500

1042 WATERSIDE DRIVE · same community

3 bd · 2 ba · 1,640 sqft · $198/sqft · 45 DOM

1038 WATERSIDE DRIVESold · Jul ’26

$295,000

1038 WATERSIDE DRIVE · same community

2 bd · 2 ba · 1,465 sqft · $201/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1056 WATERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1056 WATERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

1056 WATERSIDE DRIVE FAQs

What would the monthly payment be for 1056 WATERSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,687/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1056 WATERSIDE DRIVE?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1056 WATERSIDE DRIVE?+

The most recent tax bill on record (2025) was $5,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1056 WATERSIDE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Celebration?+

At $469,000, this home is listed about 18% below the Celebration median of $570,945. The market section on this page shows how the area is trending.

Listing courtesy of ORANGE SLICE PROPERTIES · Madeleine Karaffa. MLS #O6402362.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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