Kat Bonelli
$2,800$357,0004 bd3 ba1,889 sqft$1 /sqft$306 /mo all-in ↓

162 W ROMANY LOOP, BEVERLY HILLS, FL, 34465

Active94 days on marketListed Apr 20, 2026MLS #O6400685

Priced 99% below the BEVERLY HILLS 34465 medianReduced $354KNew constructionSingle Family ResidenceLAUREL RIDGE 02

About this home

162 W ROMANY LOOP

Welcome to 162 W Romany Loop in Beverly Hills, Florida — a spacious and inviting 4-bedroom, 3-bathroom home designed for comfort, flexibility, and the relaxed Florida lifestyle buyers are searching for. Featuring a desirable open floor plan, this home offers an easy flow for everyday living, entertaining guests, and welcoming visiting family and friends. Perfect for buyers seeking a community lifestyle, seasonal living, or a full-time Florida residence, this property is ideally located near local golf courses, shopping, dining, medical services, parks, and the natural beauty of Citrus County. Whether you are relocating from out of state with your family, downsizing, retiring, or searching for a peaceful Florida retreat, this home offers the space and convenience to enjoy it all. The 4-bedroom layout provides excellent flexibility for a home office, hobby room, guest accommodations, or multi-generational visits, while the 3 full bathrooms add comfort and privacy for both owners and guests. The open living areas create a bright and welcoming atmosphere, perfect for relaxing after a morning on the golf course or gathering with friends and family. Enjoy the charm of Beverly Hills, FL, with convenient access to the Gulf Coast, Ocala, The Villages, Tampa Bay, and Orlando. This is a wonderful opportunity for full-time residents, snowbirds, and active adults looking for value, space, sunshine, and the Florida lifestyle. Come experience the comfort, convenience, and the lifestyle that 162 W Romany Loop has to offer!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,889

Sqft

0.28 ac

Lot size

2

Garage

2026

Year built

One

Levels

$1

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesWest
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$103/mo
Taxes (2025)$305/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$306 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$16
FHA mortgage insurance (est.)$1
Property tax — 2025 actual bill$25
HOA fee — from the listing$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $98Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $98
Interest rate6.00%
Loan term

Estimated payment

$306/mo

Principal & interest$16
FHA mortgage insurance (est.)$1
Property taxes (actual bill)$25
HOA / condo fee$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Beverly Hills

Map of 162 W ROMANY LOOP

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$224K$380K

Beverly Hills median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,800 $354K
Apr 20, 2026Listed at $357,000 · 94 days on market since
2026Built · LAUREL RIDGE 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 162 W ROMANY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 162 W ROMANY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

162 W ROMANY LOOP FAQs

What would the monthly payment be for 162 W ROMANY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $306/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 162 W ROMANY LOOP?+

The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 162 W ROMANY LOOP?+

The most recent tax bill on record (2025) was $305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 162 W ROMANY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Beverly Hills?+

At $2,800, this home is listed about 99% below the Beverly Hills median of $315,350. The market section on this page shows how the area is trending.

Which schools are assigned to 162 W ROMANY LOOP?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BEVERLY HILLS 34465 market on paper

$2,800 is 99% below the BEVERLY HILLS 34465 median of $249,950, and at $1/sqft it sits under the Beverly Hills average of $195.

02Time on market is leverage

94 days on market against a Beverly Hills median of 28 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $357,000, now $2,800 — a $354K cut. The full history is in the market section below.

Listing courtesy of FOLIO REALTY LLC · Emilia Rivero. MLS #O6400685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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