4536 BURROWING OWL LOOP, ST CLOUD, FL, 34772
Active98 days on marketListed Apr 16, 2026MLS #O6396652
About this home
4536 BURROWING OWL LOOP
FULLY FURNISHED - Welcome to 4536 Burrowing Owl Street in St. Cloud, FL, a modern and inviting home designed for comfortable Florida living. The home is fully furnished as shown in the photos, offering a move-in-ready experience with style and convenience. The floor plan features an open-concept layout that connects the kitchen, dining, and living areas, creating a bright and spacious environment ideal for entertaining and daily life. The kitchen offers contemporary finishes, ample cabinetry, and a central island that provides both functionality and style. The split-bedroom design ensures privacy, with a well-appointed primary suite that includes a spacious walk-in closet and private bathroom. The community offers excellent amenities such as a resort-style pool, playgrounds, walking trails, and green spaces for outdoor enjoyment. Residents appreciate the peaceful and family-friendly atmosphere with beautifully maintained common areas. The location provides convenient access to Lake Nona, Orlando International Airport, major highways, shopping, dining, and top-rated schools in the St. Cloud area. The application process is simple and efficient, allowing prospective tenants to apply online with quick review and approval for qualified applicants.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,808
Sqft
0.07 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4536 BURROWING OWL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4536 BURROWING OWL LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4536 BURROWING OWL LOOP FAQs
What would the monthly payment be for 4536 BURROWING OWL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4536 BURROWING OWL LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,550, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4536 BURROWING OWL LOOP?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34772 market on paper
$2,550 is 99% below the ST CLOUD 34772 median of $370,000, and at $1/sqft it sits under the St Cloud average of $236.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
98 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,800, now $2,550 — a $250 cut. The full history is in the market section below.
Listing courtesy of GLASSTONE GROUP INC · Ashley Porto. MLS #O6396652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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