Kat Bonelli
$469,990$484,9903 bd2.5 ba2,070 sqft$227 /sqft$4,012 /mo all-in ↓

16396 PRAIRIE SCHOOL DRIVE, WINTER GARDEN, FL, 34787

Active119 days on marketListed Apr 10, 2026MLS #O6396532

Priced 12% below the WINTER GARDEN 34787 medianReduced $15KTownhouseHAWKSMOOR PH 3

About this home

16396 PRAIRIE SCHOOL DRIVE

Step into this exceptionally maintained corner townhome, built in 2021, filled with natural light and thoughtful upgrades throughout. With 3 bedrooms, 2.5 bathrooms, a flexible first-floor space perfect for a home office, and a cozy second-floor loft, this home adapts seamlessly to your lifestyle. The chef-ready kitchen features a butler’s pantry with an extra sink, ideal for entertaining or added prep space, and all appliances are included, plus a brand-new, never-used washer and dryer. Enjoy your private patio with a state-of-the-art automated screen, bringing the ease of indoor-outdoor living to your backyard at the touch of a button. As an end unit, this home offers extra privacy, abundant sunlight, and a feeling of spaciousness rarely found in townhome living. Meticulously cared for over only four years, it combines move-in-ready convenience with stylish modern finishes. Residents also enjoy resort-style amenities, including a pool and fitness center, with HOA covering exterior maintenance for a truly low-maintenance lifestyle. Ideally located near Hamlin Town Center for shopping, dining, and entertainment, with easy access to SR-429 and just a short drive to Walt Disney World and other attractions.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,070

Sqft

0.08 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$227

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$286/mo
Taxes (2025)$7,102/yr
PetsYes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,012 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$592
HOA fee — from the listing$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$4,012/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$592
HOA / condo fee$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$436KedgeAI estimate $488,071 · range $454K$571K$594K

vs edgeAI estimate

−3.7%

$/sqft vs Winter Garden actives

$227 vs $261

Days on market

119 vs 37 typical

Where $227/sqft sits among the 400 Winter Garden actives

82
136 · this home
96
35
19
32
$179–222$222–265$265–308$308–351$351–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hickory Hut

Map of 16396 PRAIRIE SCHOOL DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Downtown Orlando27 min
Universal Orlando30 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hickory Hut — neighborhood snapshot

Population

5,306

Median age

38

Median income

$152,813

Median home value

$545,824

Avg household

3

Households w/ children

664

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

168 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,990 $15K
Apr 10, 2026Listed at $484,990 · 119 days on market since
2021Built · HAWKSMOOR PH 3

Reality check

What actually sold near 16396 PRAIRIE SCHOOL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16354 PRAIRIE SCHOOL DRIVESold · Mar ’26

$445,000

16354 PRAIRIE SCHOOL DRIVE · same community

3 bd · 2.5 ba · 1,818 sqft · $245/sqft · 99 DOM

16485 PRAIRIE SCHOOL DRIVESold · Dec ’25

$398,500

16485 PRAIRIE SCHOOL DRIVE · same community

3 bd · 2.5 ba · 1,626 sqft · $245/sqft · 44 DOM

8933 FOUNTAIN PALM ALLEYSold · Dec ’25

$508,500

8933 FOUNTAIN PALM ALLEY

3 bd · 2.5 ba · 2,052 sqft · $248/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16396 PRAIRIE SCHOOL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16396 PRAIRIE SCHOOL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

16396 PRAIRIE SCHOOL DRIVE FAQs

What would the monthly payment be for 16396 PRAIRIE SCHOOL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,012/mo — principal and interest, the actual property-tax bill, the $286/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16396 PRAIRIE SCHOOL DRIVE?+

The association fee works out to $286 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16396 PRAIRIE SCHOOL DRIVE?+

The most recent tax bill on record (2025) was $7,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16396 PRAIRIE SCHOOL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $469,990, this home is listed about 20% below the Winter Garden median of $585,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16396 PRAIRIE SCHOOL DRIVE?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER GARDEN 34787 market on paper

$469,990 is 12% below the WINTER GARDEN 34787 median of $534,995, and at $227/sqft it sits under the Winter Garden average of $278.

02Time on market is leverage

119 days on market against a Winter Garden median of 37 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $484,990, now $469,990 — a $15K cut. The full history is in the market section below.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Carly Ruecker. MLS #O6396532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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