8359 SW 54TH LOOP, OCALA, FL, 34481
Active125 days on marketListed Apr 5, 2026MLS #O6396372
About this home
8359 SW 54TH LOOP
Virtually Staged. Welcome to your luxury retirement retreat in the heart of Florida’s scenic horse country, located in the highly sought-after active adult community of Stone Creek—where resort-style living meets everyday comfort. This beautifully designed home features a bright, open-concept layout perfect for both relaxing and entertaining. The designer kitchen is a true showpiece, complete with a large center island, single-bowl sink, and upgraded white cabinetry, offering both elegance and functionality for any home chef. With 3 spacious bedrooms and 2 well-appointed bathrooms, this home provides plenty of room for guests while maintaining comfort and privacy. The split-bedroom floor plan ensures a private primary retreat, making it ideal for hosting family and friends with ease. Step outside to your covered lanai, your own private sanctuary—perfect for morning coffee, evening cocktails, or al fresco dining while enjoying the peaceful surroundings. Living in Stone Creek means embracing a vibrant, maintenance-friendly lifestyle with unmatched amenities, including an 18-hole championship golf course, full-service restaurant and bar, indoor and outdoor pools, fitness center, and a variety of sports courts and social activities—all designed to keep you as active and engaged as you desire. Ideally located in Ocala, you’re just minutes from shopping, dining, entertainment, and only a short drive to the renowned World Equestrian Center. With its elegant design, premium community amenities, and unbeatable location, this home offers the perfect opportunity to enjoy the carefree lifestyle you’ve been dreaming of. Don’t miss your chance—schedule your private showing today and start living your best life at Stone Creek!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,260
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,431 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,431/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Ocala actives
$201 vs $187
Days on market
125 vs 52 typical
Where $201/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8359 SW 54TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$266,500
7218 SW 89TH AVENUE
2 bd · 2 ba · 1,343 sqft · $198/sqft · 49 DOM
Sold · Sep ’25$220,000
9099 SW 70TH LOOP
3 bd · 2 ba · 1,392 sqft · $158/sqft · 158 DOM
Sold · Feb ’26$262,680
7202 SW 93RD AVENUE
3 bd · 2 ba · 1,415 sqft · $186/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8359 SW 54TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8359 SW 54TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8359 SW 54TH LOOP FAQs
What would the monthly payment be for 8359 SW 54TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,431/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8359 SW 54TH LOOP?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8359 SW 54TH LOOP?+
The most recent tax bill on record (2025) was $4,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8359 SW 54TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $253,000, this home is listed about 15% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8359 SW 54TH LOOP?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$253,000 runs 10% above the OCALA 34481 median.
02Time on market is leverage
125 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $287,000, now $253,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6396372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8359 SW 54TH LOOP but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →