8816 GREAT COVE DRIVE, ORLANDO, FL, 32819
Active151 days on marketListed Mar 10, 2026MLS #O6387841
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Sat, Aug 8
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About this home
8816 GREAT COVE DRIVE
Back on market- previous buyer was unable to complete purchase. No fault of the seller. Inspection period was not completed. Property is available immediately. Welcome to this beautifully crafted Osprey Custom home located in the quiet and desirable Bay Hill Cove community in the heart of Dr. Phillips. Offering 4 bedrooms plus a versatile bonus room, this spacious residence features 3,450 square feet of thoughtfully designed living space with a floor plan that balances comfort, functionality, and style. The home’s primary suite is conveniently located on the first floor, creating a private retreat separate from the additional bedrooms. Inside, you’ll find a gourmet kitchen with high end appliances and a generous island, along with spacious living areas, and an excellent layout ideal for both everyday living and entertaining. Step outside to enjoy your own private Florida oasis featuring a screened-in pool and spa, perfect for relaxing or hosting guests year-round. The backyard also includes a private putting green, mature landscaping, and fruit trees, creating a peaceful and inviting outdoor setting. Additional highlights include great curb appeal, a spacious 3-car garage, and a well-maintained yard that enhances the home’s welcoming presence. Bay Hill Cove is known for its quiet atmosphere and exceptional central location, just a short drive to Bay Hill Club & Lodge, world-class dining, and the entertainment destinations that make Orlando famous, including Walt Disney World and Universal Studios. Orlando International Airport is approximately 30 minutes away, making travel convenient. This is a rare opportunity to own a beautiful custom home in one of Dr. Phillips’ most desirable and centrally located communities. All information is believed to be accurate but should be independently verified by buyers.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,450
Sqft
0.26 ac
Lot size
3
Garage
1997
Year built
Two
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,606 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,606/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.2%
$/sqft vs Orlando actives
$290 vs $250
Days on market
151 vs 42 typical
Where $290/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Hill Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Bay Hill Cove — neighborhood snapshot
Population
707
Median age
33
Median income
$101,902
Median home value
$428,000
Avg household
4
Households w/ children
50%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
180 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 8816 GREAT COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,010,000
8738 GREAT COVE DRIVE · same community
4 bd · 4.5 ba · 2,965 sqft · $341/sqft · 1 DOM
Sold · Jul ’26$650,000
8852 GREAT COVE DRIVE · same community
4 bd · 3 ba · 2,682 sqft · $242/sqft · 60 DOM
Sold · Mar ’26$1,800,000
8513 BAY HILL BOULEVARD
4 bd · 4 ba · 3,403 sqft · $529/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8816 GREAT COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8816 GREAT COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8816 GREAT COVE DRIVE FAQs
What would the monthly payment be for 8816 GREAT COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,606/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8816 GREAT COVE DRIVE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8816 GREAT COVE DRIVE?+
The most recent tax bill on record (2024) was $7,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8816 GREAT COVE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $999,000, this home is listed about 153% above the Orlando median of $394,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8816 GREAT COVE DRIVE?+
Palm Lake Elementary (elementary), Chain Of Lakes Middle (middle), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$999,000 runs 152% above the ORLANDO 32819 median — but at 3,450 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
151 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Palm Lake Elementary, Chain Of Lakes Middle, Dr. Phillips High — Palm Lake Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,050,000, now $999,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IRWIN REALTY GROUP LLC · Patrick Irwin. MLS #O6387841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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