
3717 W MALBY LANE, CITRUS SPRINGS, FL, 34433
Active188 days on marketListed Feb 4, 2026MLS #O6378866
About this home
3717 W MALBY LANE
Charming new home situated in an excellent area of Citrus Springs, with a strategic and high-growth location. Newly built and ready to move into, this residence was designed to provide comfort, modernity, and practicality in everyday life. The property features 4 spacious bedrooms and 2 full bathrooms, showcasing a contemporary layout that emphasizes functionality and well-being. Upon entering, the open-concept floor plan stands out, integrating a spacious and well-lit living room with the dining area—ideal for both entertaining guests and enjoying quiet family moments. The kitchen stands out for its elegant and functional design, equipped with wooden cabinets, stone countertops, and modern appliances already included, ensuring practicality from day one. The master suite offers a cozy atmosphere with a walk-in closet, while the secondary bedrooms have built-in wardrobes, providing excellent storage space. In addition, the house has an attached garage for two vehicles with an automatic gate and is located in one of the most sought-after areas of Citrus Springs. An excellent opportunity for those seeking a new, modern, and well-located property, whether for living or investment. Schedule a visit and be amazed!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,774
Sqft
0.26 ac
Lot size
2
Garage
2025
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs CITRUS SPGS UNIT 22
$166 vs $166
Days on market
188 vs 84 typical
Where $166/sqft sits among the 10 homes for sale in CITRUS SPGS UNIT 22
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
4 of 10
CITRUS SPGS UNIT 22 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 852% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3717 W MALBY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$313,000
2812 W GASPAR DRIVE · same community
4 bd · 2 ba · 1,746 sqft · $179/sqft · 44 DOM
Sold · Jul ’26$240,000
6629 N WAYCROSS WAY · same community
4 bd · 3 ba · 1,827 sqft · $131/sqft · 57 DOM
Sold · Oct ’25$249,990
3390 W HAMPSHIRE BOULEVARD · same community
4 bd · 2 ba · 1,693 sqft · $148/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3717 W MALBY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3717 W MALBY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3717 W MALBY LANE FAQs
What would the monthly payment be for 3717 W MALBY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3717 W MALBY LANE?+
The most recent tax bill on record (2025) was $685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3717 W MALBY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $295,000, this home is listed about 7% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3717 W MALBY LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$295,000 runs 852% above the CITRUS SPRINGS 34433 median.
02Time on market is leverage
188 days on market against a Citrus Springs median of 84 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,000, now $295,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Edison Turra Junior. MLS #O6378866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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