1740 SW 35TH CIRCLE, OKEECHOBEE, FL, 34974
Active175 days on marketListed Jan 29, 2026MLS #O6378007
About this home
1740 SW 35TH CIRCLE
Welcome to Seminole Cove. Mornings here start with water views and coffee. Evenings end with sunsets you'll never get tired of. If that sounds like the pace you're looking for, welcome home. This 2-bedroom, 2-bath home located in a 55+ waterfront community — lives a lot larger than it looks. The layout is open and easy, the 2020 updated kitchen helps make cooking a breeze, and the two enclosed back rooms provide the kind of bonus space you won't expect but never want to give up. Hobby room, home office, art studio — or just a quiet spot to watch the ducks do their thing. Storage is genuinely impressive throughout (have you seen the custom cabinets in the primary bath area?), the seawall runs the full length of the property, and hurricane shutters are included. This home sits in a low flood risk area, so you get all the beauty of waterfront living without the worry. Beyond your door — a pool, clubhouse, shuffleboard, bocce courts, and a walking trail around the pond where mornings slow down in the best possible way. Small boats powered only by a trolling motor are permissible. The home can come furnished. So if you're relocating to Florida, you can skip the moving truck and just start living. Come see it. Some places just feel right the moment you walk in.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
0.12 ac
Lot size
1987
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$129 vs $202
Days on market
175 vs 11 typical
Where $129/sqft sits among the 277 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
17 of 277
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1740 SW 35TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
1622 SW 35th Circle, Okeechobee FL 34974
2 bd · 2 ba · 1,416 sqft · $145/sqft · 118 DOM
Sold · Dec ’25$298,000
Nearby listing
3 bd · 2.5 ba · 1,437 sqft · $207/sqft · 0 DOM
Sold · Jun ’26$172,500
1510 SW 35th Circle, Okeechobee FL 34974
3 bd · 2 ba · 1,512 sqft · $114/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1740 SW 35TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1740 SW 35TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1740 SW 35TH CIRCLE FAQs
What would the monthly payment be for 1740 SW 35TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,479/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1740 SW 35TH CIRCLE?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1740 SW 35TH CIRCLE?+
The most recent tax bill on record (2025) was $1,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1740 SW 35TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $175,000, this home is listed about 37% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the OKEECHOBEE 34974 market on paper
$175,000 is 19% below the OKEECHOBEE 34974 median of $215,000, and at $129/sqft it sits under the Okeechobee average of $235.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
175 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $210,000, now $175,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Dipaolo, LLC. MLS #O6378007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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