Kat Bonelli
$284,900$329,9001 bd1 ba482 sqft$591 /sqft$3,097 /mo all-in ↓

311 E MORSE BOULEVARD UNIT 7-19, WINTER PARK, FL, 32789

Active184 days on marketListed Jan 21, 2026MLS #O6368912

Priced 66% below the WINTER PARK 32789 medianReduced $45KFully furnishedCondominiumPHILLIPS CIRCLE REP

About this home

311 E MORSE BOULEVARD UNIT 7-19

One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Welcome to an exceptional opportunity to own a beautifully maintained, move-in ready third-floor corner residence in Whispering Waters—one of Winter Park's most sought-after 55+ communities. Perfectly positioned adjacent to Lake Osceola and just steps from iconic Park Avenue, this rare offering places award-winning dining, boutique shopping, the Winter Park Farmers' Market, Rollins College, Central Park, museums, and scenic lakeside strolls all within easy walking distance. Inside, the bright and open floor plan is thoughtfully designed to maximize both space and natural light. The kitchen, dining, and living areas flow seamlessly together, creating a comfortable setting for everyday living or entertaining. Multiple storage closets greet you upon entry, while a separate hallway provides additional storage and convenient access to the full bathroom—an uncommon feature for a studio-style residence that enhances both functionality and privacy. One of the home's standout features is the generously sized private screened balcony, offering a true extension of the living space. Overlooking the beautifully landscaped interior courtyard with peaceful views of the community pool and Lake Osceola beyond, this inviting outdoor retreat is the perfect place to enjoy your morning coffee, unwind with a glass of wine, dine al fresco, or simply relax while enjoying the fresh Florida air. It's also a wonderful setting to wave hello and visit with neighbors, reflecting the warm sense of community Whispering Waters is known for. Residents enjoy an exceptionally low-maintenance lifestyle, with electric, gas, water, sewer, and trash all included in the condominium fee. Additional amenities include elevator access, on-site management, a community laundry facility, beautifully maintained common areas, expansive lakefront patios overlooking Lake Osceola, a resident club room, and a sparkling community pool. Whether you're searching for a full-time residence, a seasonal escape, or an elegant home for a family member, this exceptional property offers an affordable opportunity to enjoy the coveted Winter Park lifestyle in one of Central Florida's most desirable locations.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

482

Sqft

2.77 ac

Lot size

1960

Year built

One

Levels

$591

Per sqft

Pool & Water viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Microwave · Refrigerator
InteriorOpen Floorplan · Thermostat · Window Treatments
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingElectric · Natural Gas
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock · Concrete
FoundationSlab
ViewPool · Water
FacesEast
ExteriorBalcony · Courtyard · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$870/mo
Taxes (2024)$3,161/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBoat Slip · Community Boat Ramp · Dock · Lake · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,097 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2024 actual bill$263
Condo fee — from the listing$870
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$3,097/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$263
HOA / condo fee$870
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$591 vs $343

Days on market

184 vs 34 typical

Where $591/sqft sits among the 317 Winter Park actives

121
79
46
27 · this home
18
26
$151–289$289–428$428–566$566–704$704–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 311 E MORSE BOULEVARD UNIT 7-19

Drive times from this address

Downtown Orlando11 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

148 of 317

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $284,900 $45K
Jan 21, 2026Listed at $329,900 · 184 days on market since
1960Built · PHILLIPS CIRCLE REP

Reality check

What actually sold near 311 E MORSE BOULEVARD UNIT 7-19

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

311 E MORSE BOULEVARD UNIT 6-7Sold · Jul ’25

$362,500

311 E MORSE BOULEVARD UNIT 6-7 · same community

1 bd · 1 ba · 884 sqft · $410/sqft · 103 DOM

1250 S DENNING  #122 STREET UNIT 00122Sold · Feb ’26

$162,000

1250 S DENNING #122 STREET UNIT 00122

1 bd · 1 ba · 653 sqft · $248/sqft · 84 DOM

1250 S DENNING DRIVE UNIT 108Sold · Sep ’25

$177,000

1250 S DENNING DRIVE UNIT 108

1 bd · 1 ba · 658 sqft · $269/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 311 E MORSE BOULEVARD UNIT 7-19 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 311 E MORSE BOULEVARD UNIT 7-19 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

311 E MORSE BOULEVARD UNIT 7-19 FAQs

What would the monthly payment be for 311 E MORSE BOULEVARD UNIT 7-19?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,097/mo — principal and interest, the actual property-tax bill, the $870/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 311 E MORSE BOULEVARD UNIT 7-19?+

The association fee works out to $870 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 311 E MORSE BOULEVARD UNIT 7-19?+

The most recent tax bill on record (2024) was $3,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 311 E MORSE BOULEVARD UNIT 7-19?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $284,900, this home is listed about 55% below the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 311 E MORSE BOULEVARD UNIT 7-19?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the WINTER PARK 32789 market on paper

$284,900 is 66% below the WINTER PARK 32789 median of $849,900.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $870/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

184 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TURN-KEY MOVES REALTY · Mathew Kelly. MLS #O6368912.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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