38TH AVE SE, NAPLES, FL, 34117
Active215 days on marketListed Dec 17, 2025MLS #O6367970
About this home
38TH AVE SE
Great opportunity to own over 1.59 acres of land in the desirable Golden Gates Estates, located in Naples. Golden Gate Estates is a quiet and peaceful area with no HOA restrictions, where you can have boats, RVs, motorhomes, and much more, but yet minutes away from World Famous Gulf Beaches, numerous Dining options, A-rated schools, shopping, and more. This growing neighborhood is a fantastic investment opportunity and now is the ideal time to become a part of this thriving community. This property has mature trees on it. This lot Measures approximately 105 wide by 660 deep and is located on 38th Ave SE and Desoto Blvd. The listing is for land-only and comes as-Is. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved. Don't miss this opportunity.
Facts & features
The home at a glance
1.59 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 38TH AVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$475,000
4045 34th Ave SE, Other City - In The State Of Florida FL 34117
3 bd · 2 ba · 70 DOM
Sold · Apr ’26$475,000
4045 34TH AVENUE SE
3 bd · 2 ba · 1,610 sqft · $295/sqft · 232 DOM
Sold · Dec ’25$570,000
2727 40th Ave SE, Naples FL 34117
2 bd · 2 ba · 1,672 sqft · $341/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38TH AVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38TH AVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
38TH AVE SE FAQs
What would the monthly payment be for 38TH AVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38TH AVE SE?+
The most recent tax bill on record (2025) was $232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $64,990, this home is listed about 88% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 38TH AVE SE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Caridad Pool, PA. MLS #O6367970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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