Kat Bonelli
$12,500$24,500≈$246 /mo all-in ↓

431 BIRCH BOULEVARD, GEORGETOWN, FL, 32139

Active447 days on marketListed May 2, 2025MLS #O6304236

✦ Priced 11% below the GEORGETOWN 32139 median✦ Reduced $12K

About this home

431 BIRCH BOULEVARD

PRICE REDUCED FOR QUICK SALE. MUST BE SOLD...VACANT LAND!! CHECK FOR ANY POSSIBILITIES AND OPPORTUNITY IN GEORGETOWN, FLORIDA NOW AVAILABLE FOR RESIDENTIAL LOT!! THIS LOT IS LOCATED OUTSIDE OF FLOOD ZONES, YOU CAN ENJOY PEACE OF MIND. WITH CLOSE PROXIMITY TO GEORGE AND ST JOHN RIVER, NOTE; SELLER IS LICENSE REAL ESTAE AGENT.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$80/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$246 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$74
FHA mortgage insurance (est.)$6
Property tax — 2023 actual bill$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $438Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $438
Interest rate6.00%
Loan term

Estimated payment

$246/mo

Principal & interest$74
FHA mortgage insurance (est.)$6
Property taxes (actual bill)$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Georgetown

Map of 431 BIRCH BOULEVARD

Get to know Georgetown. See the full Georgetown guide →

GEORGETOWN 32139 — neighborhood snapshot

Population

897

Median age

60.5

Median income

$56,806

Median home value

$129,400

Avg household

2.69

Households w/ children

58%

For the school run

Putnam County School District

ElementaryMiddleton-Burney Elementary School★★★★★
HighCrescent City Junior-Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Georgetown market

Seller’s marketSeller’s market — 2.3 months of inventoryBuyer’s market

$187K → $265K

Georgetown median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the GEORGETOWN 32139 median. See the full Georgetown market guide →

Paper trail

This home's history

CurrentPrice reduced to $12,500 ▼ $12K
May 2, 2025Listed at $24,500 · 447 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 431 BIRCH BOULEVARD — start here.

CallText
kathleen.bonelli@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 431 BIRCH BOULEVARD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

431 BIRCH BOULEVARD FAQs

What would the monthly payment be for 431 BIRCH BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $246/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 431 BIRCH BOULEVARD?+

The most recent tax bill on record (2023) was $80. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Georgetown?+

At $12,500, this home is listed about 97% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 431 BIRCH BOULEVARD?+

Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PRIMESTATE REALTY, INC. · Hoover Yap. MLS #O6304236.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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