Kat Bonelli

CR-340, BELL, FL, 32619

Active684 days on marketListed Sep 3, 2024MLS #O6231390

Priced 81% below the BELL 32619 medianJ E THOMAS

About this home

CR-340

Excellent opportunity to acquire a 1.25-acre vacant lot on CR-340, Bell, FL 32619. "Zoning: RES" This spacious parcel offers ample room for building a custom spot, placing a manufactured or holding as a long-term investment. Located in a peaceful and accessible area, the property provides privacy while remaining close to local amenities, schools, and major roadways. Pin Location: Latitude 29.79387293, Longitude -82.85653489. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.

Facts & features

The home at a glance

1.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$181/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$462 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$267
FHA mortgage insurance (est.)$20
Property tax — 2023 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,586Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,586
Interest rate6.00%
Loan term

Estimated payment

$462/mo

Principal & interest$267
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bell

Map of CR-340

Get to know Bell. See the full Bell guide →

BELL 32619 — neighborhood snapshot

Population

5,227

Median age

40.9

Median income

$62,045

Median home value

$177,600

Avg household

2.69

Households w/ children

615

For the school run

Gilchrist County School District

ElementaryTrenton Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bell market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$230K$673K

Bell median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% below the BELL 32619 median. See the full Bell market guide →

Paper trail

This home's history

Sep 3, 2024Listed at $45,300 · 684 days on market since

Reality check

What actually sold near CR-340

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4140 NW 31ST AVENUESold · Mar ’26

$172,000

4140 NW 31ST AVENUE

3 bd · 2 ba · 960 sqft · $179/sqft · 204 DOM

2480 NW 30TH STREETSold · Aug ’25

$380,000

2480 NW 30TH STREET

3 bd · 2 ba · 1,294 sqft · $294/sqft · 9 DOM

3379 NW 52ND PLACESold · Oct ’25

$191,000

3379 NW 52ND PLACE

3 bd · 2 ba · 1,296 sqft · $147/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about CR-340 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for CR-340 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

CR-340 FAQs

What would the monthly payment be for CR-340?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on CR-340?+

The most recent tax bill on record (2023) was $181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bell?+

At $45,300, this home is listed about 85% below the Bell median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to CR-340?+

Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BELL 32619 market on paper

$45,300 is 81% below the BELL 32619 median of $237,950.

02Time on market is leverage

684 days on market against a Bell median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.

Keep looking

Similar homes nearby

Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6231390.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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