4139 S ATLANTIC AVENUE UNIT B204, NEW SMYRNA BEACH, FL, 32169
Active3 days on marketListed Aug 12, 2026MLS #NS1088963
About this home
4139 S ATLANTIC AVENUE UNIT B204
DIRECT OCEANFRONT LIVING AT MOONTIDE! This 3-bedroom, 2-bath condo offers the perfect blend of coastal comfort, breathtaking ocean and pool views, and steps to New Smyrna Beach. The spacious open floor plan provides plenty of room for family and guest. The well-laid-out kitchen features stainless appliances, ample counter space and lots of storage. The primary bedroom has an en-suite and walk-in shower. There is an inside laundry room with a washer and dryer. Moontide amenities include garage parking, a community pool, tennis, shuffleboard, secured/keyed building entry, and direct beach access. Whether you're looking for a full-time residence, second home, or investment opportunity, this oceanfront retreat delivers the quintessential New Smyrna Beach lifestyle. Come experience coastal living at its best!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,565
Sqft
2.73 ac
Lot size
2
Garage
1984
Year built
One
Levels
$479
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,137 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,137/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs New Smyrna Beach actives
$479 vs $373
Days on market
3 vs 72 typical
Where $479/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
217 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4139 S ATLANTIC AVENUE UNIT B204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$627,000
4139 S ATLANTIC AVENUE UNIT B606 · same community
3 bd · 2 ba · 1,565 sqft · $401/sqft · 163 DOM
Sold · Apr ’26$667,000
4139 S ATLANTIC AVENUE UNIT A504 · same community
3 bd · 2 ba · 1,449 sqft · $460/sqft · 136 DOM
Sold · Jun ’26$520,000
4139 S ATLANTIC AVENUE UNIT B103 · same community
2 bd · 2 ba · 1,385 sqft · $375/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4139 S ATLANTIC AVENUE UNIT B204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4139 S ATLANTIC AVENUE UNIT B204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4139 S ATLANTIC AVENUE UNIT B204 FAQs
What would the monthly payment be for 4139 S ATLANTIC AVENUE UNIT B204?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4139 S ATLANTIC AVENUE UNIT B204?+
The most recent tax bill on record (2025) was $7,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4139 S ATLANTIC AVENUE UNIT B204?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $750,000, this home is listed about 43% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4139 S ATLANTIC AVENUE UNIT B204?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 43% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a New Smyrna Beach market that averages 72 — if it fits, move quickly.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1088963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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