
926 FERNALD STREET, EDGEWATER, FL, 32132
Active0 days on marketListed Aug 9, 2026MLS #NS1088901
About this home
926 FERNALD STREET
Whimsical, beautifully updated, and brimming with charm, this solid block, sweet cottage home is tucked quietly between US-1 and the peaceful waters of Intracoastal Waterway. Here, life seems to slow down just enough to enjoy the river breezes, take an evening swim, or stroll to nearby parks and the waterfront. Less than a half-mile stroll to Menard-May Park, this home places kayaking, paddleboarding, canoeing, and personal watercraft launches practically at your doorstep. Continue a little farther along Riverside Dr, to George Kennedy Park, offering larger boat-launch access. Enter through the enclosed, screened Florida room, a wonderful year-round gathering space where you can curl up with a book, watch your favorite show, or relax in the gentle river breezes. Inside, the open living area flows into a beautifully renovated kitchen featuring warm butcher-block countertops, newer appliances, a charming butler's pantry, shiplap accents, and an electric fireplace that adds a cozy touch. The home offers two comfortable bedrooms and one-and-a-half beautifully renovated bathrooms, complemented by durable, waterproof Hydropel hardwood flooring throughout. And then there's the backyard — your own private oasis. Take a dip in the heated saltwater pool, complete with three cascading waterfalls, turbo massage jets, and a sun-shelf seat made for lingering in the Florida sunshine. A private outdoor shower and mowing-free landscaping and manicured artificial lawn keep the backyard looking beautiful without the upkeep. Enjoy the double bench swing, stay active with the outdoor pull-up station, or nurture your green thumb in the raised garden bed. A 10' x 12' air-conditioned workshop/she-shed/art studio/man cave provides the perfect flexible space for hobbies, creativity, projects, or simply escaping for a little quiet time. A vinyl privacy fence completes the secluded outdoor setting. Perfectly positioned for both adventure and everyday convenience, you're minutes to shopping, 1 block to the river, approx. 10 minutes to New Smyrna Beach's South Causeway, 15 minutes to the beach, 25 minutes to Daytona Beach International Speedway, and about an hour to either Cape Canaveral or Orlando. Charming, carefree, and wonderfully close to the river—this is more than a cottage; it's a lifestyle. A place to slow down, breathe deeply, make memories, and fall a little more in love with Florida every day.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
858
Sqft
0.15 ac
Lot size
1959
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Edgewater actives
$408 vs $199
Days on market
0 vs 50 typical
Where $408/sqft sits among the 156 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
77 of 156
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 926 FERNALD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$370,000
1010 FERNALD STREET · same community
3 bd · 2 ba · 1,885 sqft · $196/sqft · 2 DOM
Sold · Apr ’26$385,000
1010 FERNALD STREET · same community
3 bd · 2 ba · 1,885 sqft · $204/sqft · 1 DOM
Sold · Mar ’26$795,000
932 S RIVERSIDE DRIVE · same community
5 bd · 3 ba · 2,447 sqft · $325/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 926 FERNALD STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 926 FERNALD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
926 FERNALD STREET FAQs
What would the monthly payment be for 926 FERNALD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,439/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 926 FERNALD STREET?+
The most recent tax bill on record (2025) was $778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 926 FERNALD STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $349,900, this home is listed about 9% above the Edgewater median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 926 FERNALD STREET?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Lori Sharlow. MLS #NS1088901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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