3150 N ATLANTIC AVENUE UNIT 4-770, COCOA BEACH, FL, 32931
Active14 days on marketListed Jul 27, 2026MLS #NS1088841
About this home
3150 N ATLANTIC AVENUE UNIT 4-770
Rare opportunity to own a turnkey, completely furnished beachside retreat at the highly desirable Diplomat Condominiums! Whether you are searching for a primary coastal residence, a vacation getaway, or an income-producing investment property, this unit delivers it all. Enjoy total peace of mind as the association has recently replaced the roof and is currently repairing and painting the exterior of all buildings in the subdivision, ensuring a beautifully refreshed look for years to come. Step outside to experience a vibrant, resort-style lifestyle with premium community amenities just steps from your door. The Diplomat offers private beach access, a large solar-heated swimming pool, tennis and pickleball courts, shuffleboard, a fully equipped clubhouse, and an outdoor grilling area. Perfectly positioned on the Space Coast, you are minutes away from Port Canaveral’s world-class cruising and dining, the historic Cocoa Beach Pier, Ron Jon Surf Shop, and local favorites like Publix and Lori Wilson Park. Watch rocket launches from your own backyard or take a short drive to the Kennedy Space Center. Best of all, you are less than an hour from Orlando International Airport. Pack your bags and start living the ultimate Florida dream today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
750
Sqft
0.62 ac
Lot size
1963
Year built
One
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Cocoa Beach actives
$317 vs $369
Days on market
14 vs 34 typical
Where $317/sqft sits among the 31 Cocoa Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa Beach. See the full Cocoa Beach guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$498K → $500K
Cocoa Beach median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
10 of 31
Cocoa Beach actives have cut their price
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3150 N ATLANTIC AVENUE UNIT 4-770
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$240,000
3150 N ATLANTIC AVENUE UNIT 20-220
2 bd · 1 ba · 750 sqft · $320/sqft · 15 DOM
Sold · Sep ’25$235,000
3150 N ATLANTIC AVENUE UNIT 7-100
2 bd · 1 ba · 750 sqft · $313/sqft · 2 DOM
Sold · Mar ’26$200,000
3620 OCEAN BEACH BOULEVARD UNIT 32
1 bd · 1 ba · 745 sqft · $268/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3150 N ATLANTIC AVENUE UNIT 4-770 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3150 N ATLANTIC AVENUE UNIT 4-770 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3150 N ATLANTIC AVENUE UNIT 4-770 FAQs
What would the monthly payment be for 3150 N ATLANTIC AVENUE UNIT 4-770?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill, the $451/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3150 N ATLANTIC AVENUE UNIT 4-770?+
The association fee works out to $451 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3150 N ATLANTIC AVENUE UNIT 4-770?+
The most recent tax bill on record (2025) was $3,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3150 N ATLANTIC AVENUE UNIT 4-770?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $238,000, this home is listed about 52% below the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3150 N ATLANTIC AVENUE UNIT 4-770?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the COCOA BEACH 32931 market on paper
$238,000 is 50% below the COCOA BEACH 32931 median of $475,000, and at $317/sqft it sits under the Cocoa Beach average of $384.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER · Luz Rodriguez. MLS #NS1088841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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