Kat Bonelli
$185,0002 bd2 ba1,231 sqft$150 /sqft$1,623 /mo all-in ↓

182 PALM HARBOR DRIVE, NORTH PORT, FL, 34287

Active2 days on marketListed Aug 6, 2026MLS #N6145284

Manufactured HomeHARBOR ISLES II

About this home

182 PALM HARBOR DRIVE

Welcome to this immaculate 2-bedroom, 2-bath home located in the highly sought-after, land-owned, pet-friendly community of Harbor Isles. Beautifully updated from top to bottom, this move-in ready residence offers a bright, open floor plan designed for comfortable Florida living. Luxury vinyl flooring flows throughout the main living areas, while the beautifully remodeled kitchen features stainless steel appliances, a stylish tile backsplash, abundant cabinetry, and generous counter space, making it the perfect place to prepare meals and entertain guests. Just off the living room, you'll find a spacious Florida room filled with natural light from its glass windows and enhanced by gorgeous tile flooring—an ideal space to relax with your morning coffee, enjoy a good book, or gather with family and friends. The oversized primary suite is a true retreat, offering a large walk-in closet and a beautifully updated ensuite bath complete with dual sinks and a stunning tiled walk-in shower. Your guests will appreciate the spacious second bedroom, which also includes its own walk-in closet. Additional updates provide peace of mind, including updated windows throughout, a 2023 hot water heater, a 2021 air conditioning system, and a metal roof installed just two years ago. The Cat 5-rated carport was installed at the same time as the roof, offering exceptional durability and protection. A large storage shed houses the washer, dryer, and laundry sink while providing plenty of room for additional storage. Harbor Isles is one of North Port's premier 55+ communities, offering resort-style amenities in a welcoming, active setting. Residents enjoy a beautiful clubhouse with an active social calendar, a heated pool and spa, fitness center, tennis and pickleball courts, bocce, shuffleboard, and numerous clubs and activities. Boating enthusiasts will love the community marina with Gulf access and convenient kayak launch, making it easy to enjoy Florida's beautiful waterways. Best of all, Harbor Isles is land-owned and pet-friendly, providing an exceptional lifestyle just minutes from shopping, dining, medical facilities, golf courses, and the Gulf Coast's beautiful beaches.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,231

Sqft

0.11 ac

Lot size

1982

Year built

One

Levels

$150

Per sqft

Partially55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesWest
ExteriorRain Gutters · Storage

Community & fees

HOA fee$196/mo
Taxes (2025)$1,156/yr
PetsNumber Limit, Yes
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Lake · Marina · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,623 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$96
HOA fee — from the listing$196
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,623/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$96
HOA / condo fee$196
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$129KedgeAI estimate $142,217 · range $134K$168K$192K

vs edgeAI estimate

+30.1%

Days on market

2 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Isles

Map of 182 PALM HARBOR DRIVE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Harbor Isles — neighborhood snapshot

Population

646

Median age

73

Median income

$46,382

Median home value

$160,301

Avg household

1

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $185,000 · 2 days on market since
1982Built · HARBOR ISLES II

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 182 PALM HARBOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 182 PALM HARBOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Kat’s phone and CRM.

Straight answers

182 PALM HARBOR DRIVE FAQs

What would the monthly payment be for 182 PALM HARBOR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,623/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 182 PALM HARBOR DRIVE?+

The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 182 PALM HARBOR DRIVE?+

The most recent tax bill on record (2025) was $1,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 182 PALM HARBOR DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $185,000, this home is listed about 45% below the North Port median of $334,950. The market section on this page shows how the area is trending.

Which schools are assigned to 182 PALM HARBOR DRIVE?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Mindy Buckley. MLS #N6145284.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New North Port homes, in your inbox

Like 182 PALM HARBOR DRIVE but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 2:41 PM UTC. The listing information on this page last changed on August 8, 2026 at 2:41 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 2:41 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 2:41 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.