Kat Bonelli
$400,0003 bd3 ba1,949 sqft$205 /sqft$2,848 /mo all-in ↓

356 PEPPERTREE ROAD, VENICE, FL, 34293

Active1 days on marketListed Jul 22, 2026MLS #N6145078

WaterfrontSingle Family ResidenceVENICE GARDENS UNIT 11

About this home

356 PEPPERTREE ROAD

Virtually Staged. Wake up every morning to peaceful water views from one of the most desirable homes in Venice Gardens. Perfectly positioned on a scenic waterfront lot, this spacious 3-bedroom, 3-bathroom home offers nearly 2,000 square feet of thoughtfully designed living space, a highly sought-after split floor plan, and one of the biggest advantages of all—NO HOA fees, giving you the freedom to truly enjoy your property without extra restrictions or monthly dues. From the moment you step inside, you'll appreciate the open, inviting layout that effortlessly balances comfort and functionality. The private primary suite is tucked away from the guest bedrooms, creating the perfect retreat, while three full bathrooms make everyday living and hosting family or friends remarkably convenient. Whether you're working from home, welcoming overnight guests, or simply looking for room to spread out, this versatile floor plan adapts to your lifestyle. The true highlight awaits outside. An expansive screened lanai showcases beautiful, uninterrupted water views that instantly create a sense of peace and relaxation. Imagine starting your mornings with coffee overlooking the water, enjoying dinner as the sun reflects across the lake, or entertaining friends in a setting they'll never want to leave. Just beyond the lanai, a spacious patio provides the perfect space for grilling, gardening, or simply soaking up the Florida sunshine. A two-car garage adds even more practicality with plenty of room for vehicles, storage, or hobbies. Location only makes this home even more desirable. Situated outside of a flood zone, you're less than 10 minutes from Venice's world-famous Gulf beaches, charming downtown shops and restaurants, and quick access to I-75, making travel throughout Southwest Florida incredibly convenient. Everyday essentials, golf courses, parks, medical facilities, and top-rated schools are all just minutes away, allowing you to enjoy the perfect balance of convenience and peaceful neighborhood living. Finding a home that combines waterfront views, nearly 2,000 square feet, three full bathrooms, a split-bedroom design, a two-car garage, NO HOA, and a location this close to the beach is exceptionally rare. If you've been waiting for a home that offers both the Florida lifestyle and lasting value, this is your opportunity. Schedule your private showing today and experience why 356 Peppertree Road is the home buyers won't want to miss.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,949

Sqft

0.07 ac

Lot size

2

Garage

1968

Year built

One

Levels

$205

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorOther · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$1,875/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,848 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$156
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,848/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$156
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $620,409 · range $596K$630K$655K

vs edgeAI estimate

−35.5%

$/sqft vs Venice actives

$205 vs $251

Days on market

1 vs 47 typical

Where $205/sqft sits among the 400 Venice actives

113 · this home
158
70
18
11
30
$140–211$211–281$281–351$351–422$422–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Venice

Map of 356 PEPPERTREE ROAD

Get to know Venice. See the full Venice guide →

The numbers that matter

The Venice market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$390K$389K

Venice median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

185 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 22, 2026Listed at $400,000 · 1 days on market since
1968Built · VENICE GARDENS UNIT 11

Reality check

What actually sold near 356 PEPPERTREE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

931 PIEDMONT ROADSold · Feb ’26

$520,000

931 PIEDMONT ROAD

3 bd · 2 ba · 1,976 sqft · $263/sqft · 1 DOM

3181 FALLOW ROADSold · Feb ’26

$395,000

3181 FALLOW ROAD

4 bd · 2 ba · 1,911 sqft · $207/sqft · 118 DOM

330 W BAFFIN DRIVESold · Mar ’26

$499,000

330 W BAFFIN DRIVE

3 bd · 2 ba · 2,012 sqft · $248/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 356 PEPPERTREE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 356 PEPPERTREE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

356 PEPPERTREE ROAD FAQs

What would the monthly payment be for 356 PEPPERTREE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,848/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 356 PEPPERTREE ROAD?+

The most recent tax bill on record (2025) was $1,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 356 PEPPERTREE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $400,000, this home is priced right at the Venice median.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Ronald Smith. MLS #N6145078.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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